Ray Rajput - NMLS 1589494
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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My Experience was very great due to Ray being excellent, and very helpful loan Closed on a timely matter. Recommend Ray.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that your experience was great and that I could assist you effectively. Thank you for your recommendation.
I bought four homes and refinanced many times Ray is one of the absolute best loan officers I've had the privilege of working with he's honest great sense of integrity and he watches out for you all the time. I had this idea that if I dealt...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear about your positive experience with your process, Donald. It was a pleasure assisting you, and I'm glad I could help you save on your rate. Thank you for your kind words and trust in my services at West Capital Lending.
Ray is a great guy to deal with very good with patients
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm glad to hear that you had a positive experience working with me, Paul. It was a pleasure assisting you with your cash-out refinance. Thank you for your kind words.
Ray is steller. Over the last 40 years have bought homes in 4 States and refinanced most of those more than once so i have a little expense.. Ray is one of the two best if not the best, loan officer it's been my privilege to work with. Many...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Donald, your words truly mean a lot to me. It’s incredibly rewarding to hear that my efforts made a positive impact on your refinancing experience. I'm thrilled to have been able to assist you in navigating the process and securing a better...
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This was a difficult, emotional, and very intimidating process for me but Ray was consistently so patient, attentive, and reassuring during the entire process. He took all my calls and answered all my questions - sometimes the same questions...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Susan, your words truly mean a lot to me. I'm so glad I could help make this process smoother for you and be there to answer your questions, no matter how many times you needed to ask. It was important to me that you felt confident and supported...
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Ray is great at communication. He's FAST with his responses. I love that he can shop around to get me the best deal! His process is super easy and stressfree
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Stephanie, thanks so much for your kind words! I'm thrilled to hear that you appreciated the communication and speedy responses. It's always my goal to make the process as smooth and stress-free as possible while finding the best deals for...
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Ray was a true professional and always answer our calls and questions he was able to close our loan in less than 30 days and I will be doing business with him again in the future
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Terri, I really appreciate your kind words and the trust you placed in me for your cash-out refinance. It was a pleasure working with you to close your loan efficiently. Knowing that you had a positive experience and are considering working...
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Ray was very patient an attentive during the loan process. We appreciated everything he did for us.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Nancy, I'm truly grateful for your kind words. It was a pleasure working with you, and I'm glad to hear that my support made a positive impact during your loan process. Thank you for trusting me and West Capital Lending. If you ever need anything...
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1. Answere my questions
2. Great to talk to
3. Gave me the best rate possible
4. Made things as fast as posible
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Jeffery, thank you for the fantastic review! I'm thrilled to hear that I could answer all your questions and make the process swift and smooth for you. Getting you the best rate possible and ensuring a great experience are my top priorities,...
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The whole process was smooth and easy from beginning to end. Ray was exceptional to work with and made everything understandable and comfortable.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Vanida, thank you so much for your kind words! It was a pleasure working with you on your cash-out refinance. I'm thrilled to hear that you found the process smooth and easy. Making things understandable and comfortable for you is always my...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Second Mortgages - HELOC & HELoan
Mortgage
Real Estate
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1589494
- DRE #02202842
Gallery
Achievements
- 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing