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Ray Rajput - NMLS 1589494 - Branch Manager in Irvine, CA

Ray Rajput - NMLS 1589494

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Branch Manager

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
  • write_review_unverified
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    Anthony P
    Posted on August 1st, 2025 12:02 AM
    Ray Rajput was great! Helpful and always in contact! Was prompt and ready to answer any questions! Thanks Ray much appreciated!
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    Thank you, Anthony, for your kind words. I'm pleased to hear that you found my assistance helpful and that communication was clear throughout the process. It's always my goal to be responsive and address any questions you have. I'm grateful...
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    Claudine B
    KANSAS CITY, KS
    Posted on July 9th, 2025 05:20 PM
    The ease of the whole process.
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm glad to hear that you found the process easy, Claudine. Ensuring a smooth experience is important to me, and I'm pleased it worked well for you. If you have any more questions or need further assistance in the future, feel free to reach...
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    Teresa M
    Posted on June 30th, 2025 08:20 PM
    Ray was always available to answer questions. Very attentive to all our needs. I can not wait to work with him again. I will definitely recommend him to anybody who needs this service
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm thrilled to hear that you had such a positive experience, Teresa. It was a pleasure being attentive to your needs and addressing your questions. I look forward to working with you again in the future, and I truly appreciate your recommendation....
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    Timothy M
    SALEM, OR
    Posted on June 28th, 2025 08:20 PM
    It was quick and easy. Income verification via our checking account really made the process easier and faster.
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm glad to hear that the process was quick and easy for you. It's great that the income verification through your checking account streamlined the process. Thank you for choosing West Capital Lending for your cash-out loan.
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    Jose C
    Posted on June 27th, 2025 07:24 PM
    Excellent work. Fast process and flexible. Highly recommend.
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm thrilled to hear you had such a positive experience with the fast and flexible process. Thank you for your recommendation, Jose. It was a pleasure assisting you.
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    Shannon B
    Payson, UT
    Posted on May 24th, 2025 01:36 PM
    Answered all my silly questions he pur up with my anxiousness and million texts
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm glad I could assist you with your cash-out refinance, Shannon. It's important to me that you feel comfortable and informed throughout the process, and I'm happy to have been able to address all your questions and concerns. Thank you for...
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    Karen A
    West Jordan, UT
    Posted on May 5th, 2025 01:52 AM
    I really appreciated Ray's knowledge of the mortgage system. Hecalways kept me informed of any problems and where the process was in the finishing days. Ray was very helpful in answering any questions and made this mortgage loan flow easily....
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    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm delighted to hear that you found the mortgage process smooth and informative. It was my pleasure to assist you, and I appreciate your kind words. If you have any more questions in the future, please feel free to reach out. Thank you for...
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  • SFTP
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    Brandon W
    Riverton, UT
    Posted on April 29th, 2025 04:45 PM
    Thank you for helping us through out the entire loan process! We had a few things on our credit that made us hesitant to apply for a loan, but Ray was able re-assure us and walk us through the entire process and explained all our options every...
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    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm delighted to hear that I could assist you throughout your cash-out refinance process. It's great to know that you felt reassured and well-informed at every step. Thank you for your kind words, and I'm here if you have any further questions...
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    Adolph R
    WINDSOR, CO
    Posted on April 22nd, 2025 07:59 PM
    Ray was awesome to work with. He is very knowledgeable and gave us multiple options with our loan.
    Reply from Ray Rajput - NMLS 1589494
    June 30th, 2026 02:29 PM
    I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you and providing various loan options. Thank you for your kind words and for choosing West Capital Lending.
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    Precious L
    Posted on April 7th, 2025 11:05 PM
    My Experience was very great due to Ray being excellent, and very helpful loan Closed on a timely matter. Recommend Ray.
    Reply from Ray Rajput
    April 8th, 2025 05:09 AM
    I'm thrilled to hear that your experience was great and that I could assist you effectively. Thank you for your recommendation.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Purchase
    Refinance
    Second Mortgages - HELOC & HELoan
    Mortgage
    Real Estate
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    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1589494
    • DRE #02202842
    Gallery
    Ray Rajput - NMLS 1589494 - Gallery Photo
    Achievements
    • 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
    • 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
    • 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing