Ray Rajput - NMLS 1589494
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Kudos to Ray and his processing team with West Capital Funding. He made the whole refinancing of my home a seamless, easy, straight forward process. He let me know exactly what was needed to progress and answered all questions that I had along...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Wow, Vanida, this review truly made my day! Hearing that your refinancing experience was seamless and easy is exactly what I strive for. I'm glad I could answer all your questions and make the process as clear as possible. It's also great to...
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Ray listened to me needs and found me the appropriate product in a very timely fashion. Also, he was very easy and convenient to work with. I recommend.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that you found our process easy and convenient, Zachary. It was a pleasure assisting you with your equity loan, and I'm happy that we were able to identify the right product for your needs. Your recommendation means a lot!...
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Worked as a team
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear about your positive experience, Pamela. Your feedback is much appreciated and it was truly a pleasure to work as a team with you. Looking forward to assisting you in any future needs you might have at West Capital Lending....
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Mr. Ray made the process very simple he communicates well and made understanding this process very clear, he explained things in a way that anyone can understand. Overall, very happy with the entire process and will recommend Mr. Ray Rajput...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Could not have asked for a better to find and work with during our efforts to refinance our home. Ray worked long and diligent hours to get us where needed to be. Ray was thorough and kept us in the loop the entire way. My wife and I would...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Hello Gary, I'm thrilled to hear that you had such a positive experience refinancing your home with West Capital Lending. It was truly a pleasure to assist you and your wife during this process. Thank you for taking the time to write this review...
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The process was a success
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you, Jeffrey, for taking the time to leave a review. It's great to hear that your cash out refinance process was a success. Your positive feedback mean a lot to me and I appreciate your trust. If you have any further needs or questions,...
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Great communication and execution by Ray. Definitely recommend!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that you had a positive experience with our communication and execution, Steve. Your recommendation is greatly appreciated. It's been a pleasure working with you at West Capital Lending.
How fast yall work, and always in communication to let me know what it was needed.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm delighted to hear that you had a positive experience with us at West Capital Lending, Jampiere. Your feedback, particularly on the speed of our work and our communication, is greatly appreciated! It was a pleasure supporting your purchase,...
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Ray was amazing through the whole refinancing process. He made it so easy.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you so much, Amy! I'm thrilled to hear that you found the process easy. It was my pleasure to assist you. Your positive feedback is greatly appreciated and serves as a wonderful confirmation of the service we aim to provide here. If you...
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My questions were answered along the way. I was able to get updates regularly.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that you had a positive experience with your cash out refinance, Denise. Ensuring that you were kept informed and all your questions were answered promptly is part of our mission here at West Capital Lending. Thank you...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Second Mortgages - HELOC & HELoan
Mortgage
Real Estate
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1589494
- DRE #02202842
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Achievements
- 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing