Ray Rajput - NMLS 1589494
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ray Rajput - NMLS 1589494 has received a review with 5 star rating from Ascho J
Reply from Owner
June 4th, 2026 04:48 PM
I'm pleased our team was able to assist you so well, Ascho. It's wonderful to know you had such a positive experience. Thank you for your kind words about West Capital Lending.
My the ladies Help with everything, we need more people like them. Ms. Lexce was great help for me. She made me great about thing in other getting of debt.. Thanks for all they help
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm pleased to our team were able to assist you so well, Ascho. It's wonderful to know they had such a positive impact on your experience with getting out of debt. Thank you for your kind words about West Capital Lending.
Ray was so good to work with. We might have had a few small issues but was very good about getting us to the finishline. Thank you
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm pleased to hear that you found working with me to be a good experience, Steven. I'm glad I could help navigate any small issues and get us to the finish line. Thank you for choosing West Capital Lending for your cash-out refinance.
Ray Rajput - NMLS 1589494 has received a review with 5 star rating from Damien I
Reply from Owner
April 28th, 2026 08:18 PM
I'm thankful for your kind words, Damien. It's wonderful to know that I could help make the process smooth and stress-free for you. I truly appreciate your referrals and look forward to assisting your family and friends.
Ray was extremely helpful and knowledgeable . Ray made the process smooth and stress free. I will refer all my family and friends to Ray.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thankful for your kind words, Damien. It's wonderful to know that I could help make the process smooth and stress-free for you. I truly appreciate your referrals and look forward to assisting your family and friends.
My loan officer was very informative. He assisted me with every step of the loan process up to my closing. He answered my phone calls if I called him, if he was busy would return my call. Made my first time refinancing very pleasant. He was...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm pleased to hear that your first refinancing experience was positive, Amanda. Providing informative assistance and being responsive to your calls were priorities for me. I'm delighted that the process was pleasant for you. If there’s anything...
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Ray is sincere, responsive and transparent with me.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you for sharing your experience, David. I'm pleased to hear you found me sincere, responsive, and transparent. Building trust with my clients is a priority, and it's great to know that it came through in our interactions. If there's anything...
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I needed to refinance my home and at first I was considering one of the well known and highly advertised retail mortgage companies. I was contacted by many mortgage companies that I could have gone through to refinance. After looking at the...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you, Edwin, for sharing your experience. I'm truly pleased to know that we could assist in saving you money and providing a solution that met both your immediate and long-term needs. It's important to us to treat each case personally...
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Ray was always in communication w me about the next steps. Very professional and knowledgeable.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
It's great to know that you felt well-informed throughout the process, Elizabeth. I strive to maintain clear communication and professionalism, and I'm glad these aspects were evident in your experience. If you have any questions or need further...
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Ray gave me great service throughout this whole process. He is very professional. He answered all my questions in a timely manner. He made me feel very comfortable with all of the transactions.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Second Mortgages - HELOC & HELoan
Mortgage
Real Estate
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1589494
- DRE #02202842
Gallery
Achievements
- 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing