

Ray Rajput - NMLS 1589494
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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was very knowledgeable, friendly and responsive
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you for your kind words, Brady. I'm pleased to know that you found my approach knowledgeable, friendly, and responsive. Providing a supportive and informed experience is something I strive for with all clients. If you have any more questions...
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Ray were extremely patient n understanding of my needs I mostly understood everything that explained to me if i I wasn't or not aware off. I would definitely recomment moment Ray ss as your loan representative
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Marie, thank you for sharing your experience. I'm pleased that my approach was helpful as we navigated your needs. It's important to me that you felt informed throughout the process. Your recommendation means a lot, and I'm here should you...
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Ray was extremely helpful navigating the process His communication skills were excellent . He kept us well informed and was available, literally, any time of the day for questions. The % we obtained for our HELOC was excellent .
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Robert, I'm pleased to hear that you found my assistance with the HELOC process helpful and that you appreciated the communication. Keeping you informed and being readily available is important to me. It's great that we were able to secure...
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Everyone was so great to work with and made the process super easy!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm happy to hear that everyone made the process easy for you, Britney. Working with you on your refinance was a pleasure. If you have any further needs or questions, please don't hesitate to reach out. Thank you for trusting West Capital Lending...
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I highly recommend Ray. He was amazing and kept me informed every step of the way. I will definitely be keeping him in my contacts! Could not have had anyone better to help me!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm grateful for your kind words, Britney. Keeping you informed throughout the process was important to me, and I'm glad to know it made a difference. I'm honored to remain in your contacts, and I'm here whenever you need assistance in the...
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Ray and Alfonso are the best in the business!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I appreciate your kind words, Aaron. It's great to know that you feel confident in the service provided. If you have any future needs or questions, don't hesitate to get in touch. Thank you for being part of West Capital Lending.
Everything was great thanks
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
It's good to hear that everything went smoothly with your cash-out refinance, Vincent. I appreciate your feedback, and if you have any future questions or need assistance, feel free to reach out. Thank you for choosing West Capital Lending.
We worked with Ray at WCL and it was great. It was quick and easy and he walked us through the process with ease. Thanks Ray
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm pleased that you had a great experience working with me, Donald. Ensuring the process was quick and straightforward for you was my priority. Should you have any other questions or need assistance in the future, please don't hesitate to...
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There aren't enough stars to credit Ray for all he did for us. He follows through and delivers exactly what he says he’s going to do. Ray always kept us in the loop and explained everything he was doing so we could understand and he was ALWAYS...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Maria, I'm truly touched by your kind words. It was a pleasure to assist you and ensure everything went smoothly. I'm glad I could step in at the right time and help identify a better option before you closed with another lender. Your confidence...
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Prompt responses to questions, Easy process thanks to Ray Rajput he took care of everything from start to finish!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you for your kind words, Anthony. I'm pleased to know that the process was smooth and straightforward for you. Addressing your questions promptly and managing everything from start to finish is always my goal. If there's anything else...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Second Mortgages - HELOC & HELoan
Mortgage
Real Estate
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1589494
- DRE #02202842
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Achievements
- 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing