Vic Yefremenko, Ruoff Mortgage NMLS# 162878

Senior Loan Officer NMLS# 162878

Ruoff Mortgage - Stow

4.9

(255)

Cleveland State University

Mortgage

Mortgage Loan Officer

Cleveland State University

Contact Info

(440) 384-4858

Stow, OH

https://www.ruoff.com/vicyefremenko

https://www.ruoff.com/lending-centers/stow

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.9

(255)

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Experience.com

4.89

(22)

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4.9

(231)

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We consider ourselves truly lucky to have had Vic working on our refi. In a couple short weeks, he managed to lock us into a new conventional mortgage loan (our old loan was an FHA loan) at a much better rate without any PMI, bringing our total...

Victor made the refinance easy compared to others that I have done, in the past and we were refinancing while we was on vacation. Oh sure it took a little time to get things together on my end, but Victor was completely professional and helped...

I had been trying for years to get a refinance done on an investment property in Las Vegas with no luck do to an extreme debt to income ratio and being way upside down in the property. I called Cross Country mortgage and was hooked up with...

I have used Victor for both a new home purchase and a refinance. Both experiences were excellent! Victor was very honest and upfront about the process and costs involved. He helped me get the best rate while still keeping my upfront costs to...

Victor was able to complete our refi quickly and efficiently. We started the process wanting to close at the end of the month. Victor was able to get everything done quickly. His knowledge of how to do things was extensive and he communicated...

I'm not sure where to begin. I had been trying to refinance my home on and off for over a year. Despite a credit rating of 710 I couldn't get anyone to help for one reason or another. Until I contacted Victor at Cross Country. From the first...

Reply from Owner

March 26th, 2015 12:00 AM

Thank you Anthony. It was a pleasure working with you.

Vic is an pleasure to work with. He takes his time, is thorough and explains the process and options completely. Best of all he gets the best rates! I recommend him highly.

Victor did an amazing job closing this deal, we had been working with another bank that could not get it done. We called Vic, and not only did he get it done quickly, he got it done at a lower rate than anyone else.

Victor did an amazing job closing my deal, he not only got it done faster than anyone else we contacted, he got it at a lower rate with better payment plans. Thank you Vic, you are awesome.

I have to admit I was very hesitant about refinancing our loan online and not doing it in person with an organization near us but Victor's experience and professionalism throughout the process made it seem easy - which I know it wasn't. We...

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About

Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

DSCR Loans

Bank Statement Loans

Specialities

FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance

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