Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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Reviews from Web
  • Zillow
    J
    Jbs W
    Franklin, OH
    Posted on May 1st, 2026 12:00 AM
    Vic was the most professional lender I have ever used. He had answers to questions I didn’t even know I had. Vic was always a step ahead completely through the process. No matter how small the question I had he was ready to help. Vic was available...
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    Amber
    Canton, OH
    Posted on April 29th, 2026 12:00 AM
    There’s was some bumpy starts with me not understanding the process but Vic and my realtor did an excellent job explaining the details and letting me know what would be next. Would highly recommend if you want a down to earth, unique experience!...
    read more
  • Zillow
    J
    Josh C
    Warren, OH
    Posted on March 16th, 2026 12:00 AM
    Vic reached out to me about refinancing, and got it done within a couple weeks and got me a better rate. Super easy and convenient…it has been great working with him again
  • Zillow
    H
    Halen P
    Wooster, OH
    Posted on March 10th, 2026 12:00 AM
    Vic has been working with me for over a year now he didn’t just help me close on my first house in under 2 weeks! He helped me build my credit up to reasonable numbers as well by giving me advice on what to do and when to do it. Very personable...
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  • Zillow
    J
    Jenna
    Shelby, OH
    Posted on February 27th, 2026 12:00 AM
    Highly recommend! He closed our loan fast and got us a great rate. The process was smooth. Couldn’t have asked for a better experience. If you’re looking for someone who gets the job done and gets you a good deal, he’s your guy!
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    Brad C
    Marion, OH
    Posted on February 26th, 2026 12:00 AM
    Vic made the entire lending process smooth and stress-free. We were able to close quickly thanks to his efficiency, and his communication was outstanding from start to finish. He kept everyone informed, answered questions promptly, and ensured...
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  • Zillow
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    Rory H
    Marion, OH
    Posted on February 25th, 2026 12:00 AM
    Vic did a 15 day closing for me. Got it done very fast and still on time.
  • Zillow
    M
    Mitchell O
    Coshocton, OH
    Posted on February 12th, 2026 12:00 AM
    Vic and his team were great, started back in oct to try and buy a house, went from 0 credit/no credit to 690 in 4-5 months thanks to his advice. And now 2/12/26 closed on buying a house in like 14-18days. They was very helpful answered any...
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  • Zillow
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    Roy P
    Portsmouth, OH
    Posted on February 6th, 2026 12:00 AM
    Vic worked with me for 11 months up until the day I signed my closing agreement. He was awesome to work with and would recommend him to anyone. Went above and beyond and always kept me updated and help me every step of the way
  • Zillow
    C
    Cassidytimms9
    Garfield Heights, OH
    Posted on January 25th, 2026 12:00 AM
    As a first time home buyer/ homeowner; he did a great job with making things as easy as possible for me! The most impressive thing would be my interest; he locked me at a %5.2 and it’s still possible for the interest to drop!
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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