

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Vic was the most professional lender I have ever used. He had answers to questions I didn’t even know I had. Vic was always a step ahead completely through the process. No matter how small the question I had he was ready to help. Vic was available...
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There’s was some bumpy starts with me not understanding the process but Vic and my realtor did an excellent job explaining the details and letting me know what would be next. Would highly recommend if you want a down to earth, unique experience!...
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Vic reached out to me about refinancing, and got it done within a couple weeks and got me a better rate. Super easy and convenient…it has been great working with him again
Vic has been working with me for over a year now he didn’t just help me close on my first house in under 2 weeks! He helped me build my credit up to reasonable numbers as well by giving me advice on what to do and when to do it. Very personable...
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Highly recommend! He closed our loan fast and got us a great rate. The process was smooth. Couldn’t have asked for a better experience. If you’re looking for someone who gets the job done and gets you a good deal, he’s your guy!
Vic made the entire lending process smooth and stress-free. We were able to close quickly thanks to his efficiency, and his communication was outstanding from start to finish. He kept everyone informed, answered questions promptly, and ensured...
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Vic did a 15 day closing for me. Got it done very fast and still on time.
Vic and his team were great, started back in oct to try and buy a house, went from 0 credit/no credit to 690 in 4-5 months thanks to his advice. And now 2/12/26 closed on buying a house in like 14-18days. They was very helpful answered any...
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Vic worked with me for 11 months up until the day I signed my closing agreement. He was awesome to work with and would recommend him to anyone. Went above and beyond and always kept me updated and help me every step of the way
As a first time home buyer/ homeowner; he did a great job with making things as easy as possible for me! The most impressive thing would be my interest; he locked me at a %5.2 and it’s still possible for the interest to drop!
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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