Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
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Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    N
    Nadine
    Las Vegas, NV
    Posted on January 11th, 2016 12:00 AM
    It was great to work with Vic. He is very knowledgeable about his industry. He is straightforward and will let you know exactly what needs to be done in order to qualify for the product that best fits your financial situation. He will be a...
    read more
  • Zillow
    D
    Debcolyer1
    Portland, OR
    Posted on December 21st, 2015 12:00 AM
    Victor helped me with a home refinance with cash out to make improvements. He is experienced and knowledgeable about the market and loan process, and was very responsive to my queries. Because the timing of my refinance coincided with an increase...
    read more
  • Zillow
    C
    Christo F
    Bellevue, WA
    Posted on December 15th, 2015 12:00 AM
    Victor delivered on everything he said he would. He delivered on the rate he promised, which was already lower than what I was able to find from competitors. This is my second loan with him that I have closed, and I am looking forward to when...
    read more
  • Zillow
    J
    Jessie L
    New Albany, OH
    Posted on December 4th, 2015 12:00 AM
    This was my first time buying a home, and from day one, Victor was so great to work with. He answered all of my many questions, and he was always very quick to get back to me. It was a process, but he was there every step of the way. The best...
    read more
  • Zillow
    7
    777Gias777
    Cottonwood, AZ
    Posted on November 25th, 2015 12:00 AM
    Victor followed through from day 1. He was able to get an appraisal within 72 hours to see if the cash out refinance would work. Gave me different options, with no pressure to go either direction. The rate is lower than any other competitor...
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  • Zillow
    A
    Abifflesd
    Chula Vista, CA
    Posted on November 15th, 2015 12:00 AM
    I would like to recommend Victor to anyone who wants excellent service and results. Victor is professional and an expert in all aspects of real estate and customer care. His immediate responsiveness and hands-on helpfulness gave me confidence...
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  • Zillow
    L
    Lovelei07
    Marysville, WA
    Posted on November 4th, 2015 12:00 AM
    I've used Victor and his company twice for my refi needs. Even though I was on the west coast, Victor was always there to answer my questions when needed and eased my nerves during the loan process. Always knowledgeable, gets rid of those loan...
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  • Zillow
    G
    Gg D
    Chandler, AZ
    Posted on November 3rd, 2015 12:00 AM
    Victor assisted me in a VA refinance to cashout of my mortgage.I told him my situation and but didn’t think that he would be able to help. Against all odds, Victor quickly went to work and got an appraisal on my property then aggressively worked...
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  • Zillow
    P
    Psu05520
    Milwaukie, OR
    Posted on October 28th, 2015 12:00 AM
    Despite being in the Pacific NW, Victor was able to accommodate my questions and provide assistance in a manner that adjusted to "my schedule." Victor provided updates on every turn, and gave simple, clear explanations on what saves you the...
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  • Zillow
    F
    Furrykids14
    Agawam, MA
    Posted on October 26th, 2015 12:00 AM
    Victor is knowledgeable, thorough and efficient. He is very easy to talk to and wants to help. No matter how many times you call or email he responds quickly. If anyone out there wants a great experience with a mortgage or refi call Victor!Thank...
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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