Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
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Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    M
    Maxgo218
    Mayfield Heights, OH
    Posted on October 22nd, 2015 12:00 AM
    Being a first time home buyer I did not know what to expect regarding the process of aquiring a loan. Victor was always 100% on the ball and available nearly immediately at literally ANY time of day or night. He made the process seamless and...
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    C
    Cmolloy8
    Glen Ridge, NJ
    Posted on October 13th, 2015 12:00 AM
    Victor negotiated two (2) refinances on my home within one (1) year. The significance of this is that he took the initiative on the second one in our best interest to gain a lower interest rate. I was unaware of the opportunity and he could...
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    U
    User23728471
    Mayfield Heights, OH
    Posted on October 8th, 2015 12:00 AM
    I recently had the pleasure of working with Victor on financing my first house. He made the process fast and easy for me. Not only did Victor help me with the financing aspect, he also worked seamlessly with my realtor and the title company....
    read more
  • Zillow
    S
    Staylor38
    Fort Worth, TX
    Posted on September 25th, 2015 12:00 AM
    Great experience. Victor was knowledgeable, very attentive to detail and quick to respond. He was able to process my loan request and close in less than 30 days. I would highly recommend him.
  • Zillow
    S
    Sammyallen888
    Gonzales, LA
    Posted on September 22nd, 2015 12:00 AM
    I'm a United States Army Vietnam Veteran and i'm writing this review in hopes other Veterans might read this and also to thank Victor Anatolyevich Yefremenko. I was home and my phone rang and on the other end was a Gentleman name Victor. He...
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  • Zillow
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    User1130536
    Sugarcreek, OH
    Posted on September 2nd, 2015 12:00 AM
    We've been trying to buy a house for 3 years but never had enough money for the standard 20% down payment. I am self-employed and when I called Vic he was very encouraging but the burden of proof is very much on you! He is very good at getting...
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  • Zillow
    E
    Erica C
    Kirkland, WA
    Posted on August 31st, 2015 12:00 AM
    Victor is a work horse - he is super responsive and always available. He fought hard to get us the best deal on a cash out refinance that would have been hard to find in the marketplace elsewhere. We appreciate the help and are happy to have...
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    D
    Davidharris1209
    Spring, TX
    Posted on August 30th, 2015 12:00 AM
    Victor was very knowledgeable, quick and professional throughout the refinance process on my home. There was a problem with the interest rate that suddenly changed from what was agreed upon on the GFE, which almost tanked the deal. Although...
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  • Zillow
    M
    Mach08
    Conroe, TX
    Posted on August 3rd, 2015 12:00 AM
    Victor was very helpful and knowledgeable in the load process. We were a bit apprehensive at first about the refinancing process, after a couple bad experiences trying to refinance. Victor stayed with us through the entire process, and didn't...
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  • Zillow
    A
    Adkelly10
    Montgomery, AL
    Posted on July 21st, 2015 12:00 AM
    Victor is simply the best!!! I don’t think anyone else could have done my refinance cash out loan with the low credit score and debt to income ratio that I had but Victor got it done when other banks could not and got me cash out of my refinance...
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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