Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    D
    Donna T
    Kathleen, GA
    Posted on March 18th, 2016 12:00 AM
    Victor helped me two years ago on my home purchase and he was the only loan officer whom I would trust during my re-finance. Victor processed my loan and closed it in 21 days! I definitely recommend Victor Yfremenko, and will use his services...
    read more
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    B
    Btkd1988 1
    Upper Marlboro, MD
    Posted on March 18th, 2016 12:00 AM
    Victor was just great, any concern that that I had he answered promptly. When I got my first loan from another company the rate was a little high. Victor was able to get my rate more than a whole point lower and to knock off almost 400 dollars...
    read more
  • Zillow
    M
    Martha P
    Carson City, NV
    Posted on March 13th, 2016 12:00 AM
    Excellent service. Victor did everything to help us refinance our house. The appraisal came a little low than expected but he managed to find the way to do the refinancing. Quickly and efficient. I highly recommend him.
  • Zillow
    O
    Omni 7
    Vail, AZ
    Posted on March 3rd, 2016 12:00 AM
    This was our second time using Victor. He was able to help us with our rental property when no one else could. Vic got us a fantastic rate and closing cost were minimal. We are now actually making a profit on our rental instead of losing over...
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  • Zillow
    D
    Dennis K
    Newport News, VA
    Posted on February 25th, 2016 12:00 AM
    Vic came through when know else could. He did everything that he could to help us refinance our house at the APR that he quoted us. Closing cost was lower then what he quoted us.Alway returned my phone calls as soon possible. Highly recommend...
    read more
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    N
    Nrwilner
    Shawnee, KS
    Posted on February 22nd, 2016 12:00 AM
    Vic was very professional and extremely knowledgeable. He responded quickly; even when he was on vacation. His team of experts covered all the bases in a thorough and efficient manner.
  • Zillow
    S
    Samfran232
    Henderson, NV
    Posted on January 26th, 2016 12:00 AM
    It was a pleasure having Vic help my husband and I through this process.Vic was very professional and knowledgeable, as well and it made me feel compfortable knowing he was always looking out for our best interests and was always fast in returning...
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  • Zillow
    C
    Cynthia B
    Compton, CA
    Posted on January 25th, 2016 12:00 AM
    Victor, has been very supportive during this process. I would recommend him to anyone looking for a Home Loan, even if you have credit challenges.Victor was in contact with me every day until all documents required were signed and the loan...
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  • Zillow
    D
    David F
    Maineville, OH
    Posted on January 25th, 2016 12:00 AM
    I have worked with Victor twice now and in each case , he has been a great help in financing initially and later refinancing our mortgage. He is a true professional and a credit to his industry. I will use him again in the future.
  • Zillow
    C
    Cowboydeane
    Rock Springs, WY
    Posted on January 19th, 2016 12:00 AM
    Victor was able to get us a loan that other banks couldn't pull off. We have a double wide mobile home that has been difficult to finance. Thanks victor!
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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