

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Victor helped me two years ago on my home purchase and he was the only loan officer whom I would trust during my re-finance. Victor processed my loan and closed it in 21 days! I definitely recommend Victor Yfremenko, and will use his services...
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Victor was just great, any concern that that I had he answered promptly. When I got my first loan from another company the rate was a little high. Victor was able to get my rate more than a whole point lower and to knock off almost 400 dollars...
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Excellent service. Victor did everything to help us refinance our house. The appraisal came a little low than expected but he managed to find the way to do the refinancing. Quickly and efficient. I highly recommend him.
This was our second time using Victor. He was able to help us with our rental property when no one else could. Vic got us a fantastic rate and closing cost were minimal. We are now actually making a profit on our rental instead of losing over...
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Vic came through when know else could. He did everything that he could to help us refinance our house at the APR that he quoted us. Closing cost was lower then what he quoted us.Alway returned my phone calls as soon possible. Highly recommend...
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Vic was very professional and extremely knowledgeable. He responded quickly; even when he was on vacation. His team of experts covered all the bases in a thorough and efficient manner.
It was a pleasure having Vic help my husband and I through this process.Vic was very professional and knowledgeable, as well and it made me feel compfortable knowing he was always looking out for our best interests and was always fast in returning...
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Victor, has been very supportive during this process. I would recommend him to anyone looking for a Home Loan, even if you have credit challenges.Victor was in contact with me every day until all documents required were signed and the loan...
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I have worked with Victor twice now and in each case , he has been a great help in financing initially and later refinancing our mortgage. He is a true professional and a credit to his industry. I will use him again in the future.
Victor was able to get us a loan that other banks couldn't pull off. We have a double wide mobile home that has been difficult to finance. Thanks victor!
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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