

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was knowledgabe, professional and responsive.
Reply from Tracy Geer
April 18th, 2025 10:43 AM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Tracy was very customer focused, she provided several suggestions & multiple options for our mortgage process . She also followed up on evrry step of the process along with continued communication efforts throughout this effort .
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Reply from Tracy Geer
April 11th, 2025 02:28 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Tracy was a pleasure to work with - knowledgeabl, friendly and responsiv!
Reply from Tracy Geer
April 9th, 2025 07:23 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Tracy was so easy to work with, very knowledgeable, and made the entire process so much easier than expected. We very much appreciated her calm professionalism.
Reply from Tracy Geer
April 6th, 2025 12:57 AM
Thanks for the great feedback. I hope you enjoy your new home!
Communication was excellent and Tracy made the process and closing stress free.
Reply from Tracy Geer
April 2nd, 2025 06:50 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Tracy and Roni were very patient and available always for answers when I had questions. When they promise to get back they do exactly that.
Reply from Tracy Geer
March 24th, 2025 12:05 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
We had an amazing experience working with Tracy during the purchase of our first home. She made the entire mortgage process smooth and easy to understand, always taking the time to answer our questions and keep us updated. Her professionalism...
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Reply from Tracy Geer
March 8th, 2025 04:44 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
We haven't purchased a home in 32 years and Tracy and team were very personable , knowledgeable and patient with our questions. The week prior to closing we had an unanticipated health event and Tracy bent over backwards to come up with options...
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Reply from Tracy Geer
March 4th, 2025 03:27 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Attentive, honest, and professional. It's always great to work with Tracy!
Reply from Tracy Geer
February 27th, 2025 03:18 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
We so appreciate Tracy's expertise and how she takes the time to assess the circumstances that would be best for us She is so knowledgeable about the market, and she is really good at explaining what we need to consider She obviously enjoys...
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Reply from Tracy Geer
February 20th, 2025 02:33 AM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org