Tracy Geer
Senior Loan Officer | NMLS # 454646
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Very knoledgeable about rates and what might happen in the future.
Reply from Tracy Geer
June 16th, 2025 02:32 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Tracy was extremely helpful when buying my first home. She gave great advise and was always available to run numbers for me on prosepctive homes, so I was able to put my best foot forward with my offer(s). Once I had an accepted offer, Tracy...
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Reply from Tracy Geer
June 15th, 2025 02:14 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Tracy went above and beyond to make sure we understood everything and got everything completed. She was efficient, kind, patient, and understanding, and very knowledgeable! She made the process very painless!
Reply from Tracy Geer
June 10th, 2025 08:59 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Clear and quick communication. Willing to answer any and all questions and really felt like she had our best interest in mind.
Reply from Tracy Geer
May 31st, 2025 02:16 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Tracy was extremely helpful and knowledgeable and we were very pleased with her service.
Reply from Tracy Geer
May 26th, 2025 02:47 AM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Tracy is very responsive, is a good listener and really understands her customer's needs. This is our third home purchase with her and will be back the next time!
Reply from Tracy Geer
May 14th, 2025 10:45 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy does a great job at answering questions thoroughly and in a timely manner, making the entire process as stress free as possible!
Reply from Tracy Geer
April 26th, 2025 12:41 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Tracy made the process simple and easy so it didn't consime didn't consume much of my time
Reply from Tracy Geer
April 24th, 2025 01:34 AM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Tracy was available, communicative, and accurate in her work. She took the time necessary to help us through a non-traditional refinance patiently and expertly. Thank you Tracy!
Reply from Tracy Geer
April 23rd, 2025 06:51 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Tracy provided professional personal assistance.
Reply from Tracy Geer
April 19th, 2025 04:26 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org