

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We always love working with Tracy! She is fast, reliable, and very communicative.
Reply from Tracy Geer
February 3rd, 2025 03:24 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
No stress, just a good comfortable feeling dealing with Tracy. Very knowledgeable and professional. A Great Big thank you! Highly recommend.
Reply from Tracy Geer
February 1st, 2025 03:48 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Team was friendly and knowledgeable and had a caring attitude
Reply from Tracy Geer
January 23rd, 2025 03:06 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Tracy was very easy to work with. Answered all my questions in a timely manner, was compassionate and understanding of my situation and went above and beyond to help me close on my new home!
Reply from Tracy Geer
January 18th, 2025 05:13 AM
I really appreciate the feedback and look forward to working with you again.
Tracy is professinal and has paitance to answer all our queestions in any time, even our closing date was around holidays. She also provided good recommands to make closing process smoothly.
Reply from Tracy Geer
January 5th, 2025 05:14 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Very professional, kind guidance and support throughout my home buying experience.
Reply from Tracy Geer
December 17th, 2024 04:19 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Tracy is very knowledgable, responsive, reassuring, and personable.
Reply from Tracy Geer
November 30th, 2024 04:19 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Tracy spent a ton of time with me, walking me through all of the things we should be considering and explaining terms. The time she spent making sure we understood everything was a deciding factor for us.
Reply from Tracy Geer
November 9th, 2024 03:42 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Great communication and organization.
Reply from Tracy Geer
November 4th, 2024 02:33 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy was so knowledgeable and informative. She got back to me so quickly with every little question that came up. She walked me through the entire home buying process from start to finish, which was very necessary for me as I had no idea what...
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Reply from Tracy Geer
October 22nd, 2024 09:18 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org