Tracy Geer
Senior Loan Officer | NMLS # 454646
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy was literally amazing and gave us such good advice! We could not have done it without her. I would reccommend her to anyone!
Reply from Tracy Geer
September 7th, 2025 02:18 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Tracy was easy to reach and had great communication. She handled our questions with ease.
Reply from Tracy Geer
August 25th, 2025 09:32 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Tracy and her team made the process of buying our first home very smooth and easy! Everything was communicated clearly and promptly and I appreciated her quick assistance answering any questions I had and working with me through the process....
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Reply from Tracy Geer
August 24th, 2025 02:26 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Entire process was very quick and easy for me as a first time home buyer. Tracy was very helpful through every step and communicated great with my realtor to get every little thing figured out.
Reply from Tracy Geer
August 6th, 2025 02:59 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Tracy is, hands down, the best out there. We will continue to seek Tracy's help anytime we need a home loan, and I tell my friends, family, and clients that they should do the same!
Reply from Tracy Geer
July 25th, 2025 08:29 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Very easy to complete task. Flexible and friendly service.
Reply from Tracy Geer
July 21st, 2025 12:08 AM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy was so helpful! So GREAT that she was so efficient and made the whole process so easy.
Reply from Tracy Geer
July 19th, 2025 06:04 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy helped me understand the process of buying my first home. She was available in times where I had questions and made me feel cared for!
Reply from Tracy Geer
July 2nd, 2025 02:19 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
IRTTTTracy
Reply from Tracy Geer
July 2nd, 2025 01:02 AM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy is amazing! This is the fourth transaction I have worked with her on and I trust her completely...personally and professionall! She makes a stressful process seem like a piece of cake!!
Reply from Tracy Geer
June 24th, 2025 06:08 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org