Tracy Geer
Senior Loan Officer | NMLS # 454646
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Tracy's patience and pursuit.
Reply from Tracy Geer
November 17th, 2025 07:14 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy and her team made it a worry free experience
Reply from Tracy Geer
November 6th, 2025 05:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Tracy is great! She got back to my inquiry right away and walked me through the whole process. Being my first time, I didn't even know where to start to get pre-approved. She was patient with me, walked me through everything and explained everything...
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Reply from Tracy Geer
November 3rd, 2025 09:45 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Tracy Geer
Reply from Tracy Geer
October 30th, 2025 03:45 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Quick, efficient, knowledgeable, personable
Reply from Tracy Geer
October 27th, 2025 08:26 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Efficient, knowledgeable, quick in responses!
Reply from Tracy Geer
October 21st, 2025 03:06 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Tracy was very easy to work with. She answered my questions in a way that I could understand, and she made me very comfortable with the entire process. I would highly recommend her.
Reply from Tracy Geer
October 4th, 2025 01:28 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Very accomodating and helpful
Reply from Tracy Geer
September 16th, 2025 05:40 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Tracy was very open with Her line of communicatio. we could contact her almosy anytime and get an amswer. Tracy kept us up to date on the next steps and made it very easy to understand.
Reply from Tracy Geer
September 12th, 2025 04:31 PM
I really appreciate the feedback and look forward to working with you again.
the moment we began the idea of selling our home and purchasing a new one, Tracey helped us. She went above and beyond and was extremely diligent and creative in catering to our needs. Words can't describe just how much of a lifesaver she was....
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Reply from Tracy Geer
September 10th, 2025 02:24 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org