

Tracy Geer
Senior Loan Officer | NMLS # 454646

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We have not once felt lost or led astray under Tracy’s guidance over the course of our financial relationship.
Reply from Tracy Geer
October 21st, 2024 05:30 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
Tracy made the process simple and answered all of my questions promptly.
Reply from Tracy Geer
October 19th, 2024 03:40 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Excellent communication and a willingness to go the extra mile in creativity, support and an overall attitude of we will get this done.
Reply from Tracy Geer
October 16th, 2024 02:35 PM
I really appreciate the feedback and look forward to working with you again.
Tracy was quick in responding, very knowledgeable and always made us feel like we made a right choice choosing First State Bank. She truly is someone I’d highly recommend to anyone looking for a mortgage.
Reply from Tracy Geer
October 7th, 2024 01:36 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Tracy's knowledge and experience made us feel confidant that we were in good hands as we navigated the loan process. She was excellent at communicating at every step along the way. She stayed engaged as we worked through underwriting and closing....
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Reply from Tracy Geer
October 3rd, 2024 02:52 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Having people who cared about making sure I was informed regarding every step, being able reach out as much as I needed with any question or concerns I had and the prompt responses were great.
Reply from Tracy Geer
September 16th, 2024 02:09 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Tracy was extremely helpful and compassionate. I felt as if she had my best interests in mind and not just trying to get me to sign the loan.
Reply from Tracy Geer
September 15th, 2024 02:53 PM
Thanks for the great feedback. I hope you enjoy your new home!
Purchasing our first home with Tracy was an absolutely incredible journey from beginning to end. She is a valuable asset to have on your side. This process never felt like a simple transaction. Tracy's meticulous attention to detail and her...
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Reply from Tracy Geer
September 15th, 2024 02:42 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Prompt communication when significant changes happened, such as when rates dropped for housing. Patience when working with an unresponsive investment company while trying to close on a mortgage
Reply from Tracy Geer
September 6th, 2024 04:17 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
great communication and very friendly
Reply from Tracy Geer
August 30th, 2024 03:00 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans, FHA Loans, VA home loans, First Time Homebuyer loans, Refinance Loans, Construction Loans, Renovation Loans
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
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Positions
- First State Bank Mortgage - Senior Loan OfficerSep 28th, 2016 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454646
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org