

Tracy Chairez
Sr. Loan Officer

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
There is truly no one like Tracy Chairez!! Was over the moon when I heard my mortgage lender was the preferred lender for Bloomfield.
Reply from Tracy Chairez
January 23rd, 2026 02:26 PM
Ana, your excitement is truly appreciated. I'm pleased to hear that being connected with Bloomfield as the preferred lender brought you such happiness. It's great to know that this relationship has been positive for you. If you ever have questions...
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Tracy was absolutely amazing. This was the best experience I have had with a lending process. She was attentive, very professional, and a pleasure to work with during this process. I feel she went above and beyond as our situation was compliated....
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Reply from Tracy Chairez
December 25th, 2025 03:32 PM
I'm thankful for your feedback, William. I'm glad to hear that you found my approach attentive and professional, especially given the complexities of your situation. It's important to me that the lending process feels manageable and supportive...
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Best experience ever! Great team and great communication!
Reply from Tracy Chairez
December 11th, 2025 03:01 PM
I'm glad to hear you had such a positive experience. Effective communication and strong teamwork are key priorities for me, and it's rewarding to know they made a difference for you. If you have any more questions or need assistance in the...
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We recently purchased a home, and Tracy was our loan officer through Stone Hollow Homes. The entire process was smooth, well-organized, and stress-free. Tracy consistently kept us updated, answered all of our questions, and made sure we understood...
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Reply from Tracy Chairez
November 24th, 2025 08:32 PM
It's wonderful to know that your home-buying journey was smooth and stress-free. I'm pleased that I could keep you informed and answer your questions throughout the process. Your kind words about my professionalism and responsiveness are greatly...
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Tracy made our mortgage journey smooth, fast, and stress-free. She communicated clearly, fought for the best rates, and answered all of our question. Her professionalism, knowledge, and dedication exceeded expectations. If you want a lender...
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Reply from Tracy Chairez
November 14th, 2025 03:02 PM
I appreciate your wonderful feedback, Katrina. It's fulfilling to know that your mortgage journey was smooth and stress-free. I'm committed to clear communication and securing the best options for my clients, so I'm glad to hear you felt supported...
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Excellent. Working with Tracy was a great experience.
Reply from Tracy Chairez
November 10th, 2025 06:32 PM
Thank you for your feedback, Girdhari. I'm glad to hear that you had a positive experience working with me. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
Tracy is an amazing person, she worked tirelessly with us during our process and even though we ran into a few roadblocks, she kept us motivated and found a way to make it happen. I listened to everything she had to say and it turned out wonderful....
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Reply from Tracy Chairez
November 3rd, 2025 09:10 PM
I appreciate your kind words, Corey. I'm glad I could support you through the process and help navigate any challenges along the way. It's rewarding to hear that everything turned out well and that closing on your home was a smooth experience....
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Working with Tracy has been an absolute pleasure! She went above and beyond to make the loan process smooth and stress-free. Her communication was exceptional; she always kept me informed, answered every question with patience and clarity,...
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Reply from Tracy Chairez
October 31st, 2025 06:19 PM
Thank you so much for taking the time to share your experience, Rodrigo. It's great to hear that you found the loan process smooth and stress-free. Effective communication and ensuring clarity in every step is paramount to me, and I'm glad...
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Great Communication 😊Highly Recommended !
Reply from Tracy Chairez
October 29th, 2025 05:43 PM
I'm grateful for your recommendation, Antonio. Communication is key to a smooth process, and I'm pleased I could assist in that aspect. If there's anything else you need, feel free to reach out.
Very professional and explained everything to my client.
Reply from Tracy Chairez
October 21st, 2025 02:32 PM
Your feedback is much appreciated, Rohey. I'm glad I could provide professional service and clear explanations to your client. If there’s anything more you need in the future, just let me know.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 230700
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