Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Had a complex lending situation and Tracy & the B&H team were flexible to adjust to my changing circumstances. The lending rate was also much lower than other lenders. This is my 2nd loan through this program and if I ever need a 3rd - I plan...
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Reply from Owner
January 14th, 2019 12:00 AM
Thank you Brent F. for trusting me and Burke and Herbert with your recent purchase. We look forward to having you as a client for a long time!
Tracy was amazing to work with through the entire process. As a first time homebuyer, Tracy was very thorough explaining the process and what would be needed at each step of the way. She not only made our home buying simple but she also helped...
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Reply from Owner
August 7th, 2018 12:00 AM
Thanks Ed! Great to reconnect after so many years and Happy to get your family in a great home!
Tracy did an outstanding job helping us through our loan process. Answered any questions we had, responded quickly, very knowledgeable, and helped us out any way she could.
Reply from Owner
August 2nd, 2018 12:00 AM
Thank you! It was a pleasure working with you both. Always enjoy seeing first-time buyers get their keys!
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026