Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tracy made it great. Very upfront and responsive. Made every step a breeze. We both were very happy with this experience. We have already referred Tracy to our family and friends.
Tracy made it so easy and smooth of a process getting my loan set up and approved.
Tracy was extremely professional and knowledgeable and provided excellent customer service.
Tracy is very knowledgeable, helpful and responsive
Tracy provided great experience in out refinance. She answered all our questions and was very professional.
Can’t say enough to express how painless Tracy made the whole process. She was quick and thorough communicated every step of the way. Couldn’t ask for a better experience, not to mention the money we saved. Thanks!
Tracy made the refinance process quick and painless. I would highly recommend her to anyone!
This was our first time refinancing, and Tracy made everything go so smoothly. We are so grateful for her help and will definitely recommend her to friends and family! We can’t thank her enough!
Tracy made a potentially daunting and complicated process feel so easy! She was super responsive (even on weekends and holidays!) and answered all of my questions when I was confused about a part of the process.
Tracy at Atlantic Coast Mortgage made a potentially daunting and confusing process feel easy! She was super responsive-responding to emails on weekends and even holidays. She also answered all of my questions thoroughly to ensure I understood...
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026