

Tracy Bray
Loan Officer | NMLS ID #310482

We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tracy Bray was, hands down, the greatest! She was very responsive, flexible, and communicated clearly (and in a way that made me feel like she really wanted to be in this role). In the past, I had loan officers who were brusque and very hard...
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Tracy was kind, flexible, and highly responsive. I have NEVER had a better mortgage loan experience.
Tracy was amazing! She was very motivated and went the extra mile to get my loan approval. Communication was excellent and she was readily available to answer all my questions. I had a tight deadline with my builder and Tracy worked extra quick...
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Outstanding professional!!!
Tracy is truly outstanding! She thoroughly answered all my questions, always provided helpful insights, and was a steady force after a long and complicated home search. Thank you, Tracy!!! C&L
Tracy, Deb, and the whole team were great to work with. Clear direction with task lists, kept me informed along the way, and ALWAYS available to answer my questions. Thank you Tracy & Team!
Easy transaction... Thank you!
Tracy was informative and so flexible. She immediately returned phone calls and emails.
It was easy. The portal to load documents makes it very easy.
Ms. Bray's professional competence, acuity, patience and communication skills are unmatched in all my experience as a mortgage borrower. She is the best of the best.
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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221
/850
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026