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  • NMLS ID #310482
  • Licensed in VA
Business Hours
Monday
9:00 AM to 5:00 PM
Tuesday
9:00 AM to 5:00 PM
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Saturday
9:00 AM to 5:00 PM
Sunday
9:00 AM to 5:00 PM

Time Zone

Eastern Time
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2020
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5.0
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Tracy W
Posted on April 28th, 2023 05:58 PM
Tracy Bray was, hands down, the greatest! She was very responsive, flexible, and communicated clearly (and in a way that made me feel like she really wanted to be in this role). In the past, I had loan officers who were brusque and very hard...
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5.0
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Tracy W
Fairfax, VA
Posted on April 27th, 2023 02:44 PM
Tracy was kind, flexible, and highly responsive. I have NEVER had a better mortgage loan experience.
5.0
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Alisa A
STAFFORD, VA
Posted on March 10th, 2023 02:10 PM
Tracy was amazing! She was very motivated and went the extra mile to get my loan approval. Communication was excellent and she was readily available to answer all my questions. I had a tight deadline with my builder and Tracy worked extra quick...
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5.0
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Tammy P
Ashburn, VA
Posted on February 20th, 2024 05:46 PM
Very approachable, communicative, knowledgeable, and very proficient.
Reply from Tracy Bray
February 20th, 2024 05:51 PM
Thank you again for trusting me with the purchase of your new home! I hope you LOVE it for years to come!
5.0
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Michael R
King George, VA
Posted on January 26th, 2024 01:48 PM
Tracy was great to work with! We have worked with her multiple times and she’s been great every time!
5.0
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Ashley R
Posted on January 21st, 2024 07:29 PM
Tracy was extremely patient, informative and very efficient with all aspects of our home buying experience. She always kept us up-to-date with statuses and made sure we understood what our next steps were. Highly recommend her hard work and...
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5.0
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Ashley R
Posted on January 21st, 2024 07:29 PM
Tracy was extremely patient, informative and very efficient with all aspects of our home buying experience. She always kept us up-to-date with statuses and made sure we understood what our next steps were. Highly recommend her hard work and...
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5.0
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Ashley R
King George, VA
Posted on January 21st, 2024 07:29 PM
Tracy was extremely patient, informative and very efficient with all aspects of our home buying experience. She always kept us up-to-date with statuses and made sure we understood what our next steps were. Highly recommend her hard work and...
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5.0
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Asifa S
Ashburn, VA
Posted on November 17th, 2023 01:46 PM
I and my husband had a very positive experience with ACM lending.From first telephone call about getting mortgage until closing, the process of obtaining mortgage went very smooth. We were working with Tracy who was very helpful and pleasant...
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5.0
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Tonya F W
Posted on November 11th, 2023 04:12 PM
Tracy Bray with Atlantic Coast Mortgage is excellent to work with from start to finish. She is very knowledgeable and prompt and is always pleasant. Through the fault of our buyer, our closing date was delayed and Tracy made the process seamless....
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