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Tracy Bray - Loan Officer | NMLS ID #310482 in Leesburg, VA

Tracy Bray

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Loan Officer | NMLS ID #310482

4.96
(149)
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We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.96
(149)
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Reviews from Web
  • 5.0
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    Tracy W
    Posted on April 28th, 2023 05:58 PM
    Tracy Bray was, hands down, the greatest! She was very responsive, flexible, and communicated clearly (and in a way that made me feel like she really wanted to be in this role). In the past, I had loan officers who were brusque and very hard...
    read more
  • 5.0
    SFTP
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    Tracy W
    Fairfax, VA
    Posted on April 27th, 2023 02:44 PM
    Tracy was kind, flexible, and highly responsive. I have NEVER had a better mortgage loan experience.
  • 5.0
    SFTP
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    Alisa A
    STAFFORD, VA
    Posted on March 10th, 2023 02:10 PM
    Tracy was amazing! She was very motivated and went the extra mile to get my loan approval. Communication was excellent and she was readily available to answer all my questions. I had a tight deadline with my builder and Tracy worked extra quick...
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  • 5.0
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    L
    Lori L
    Posted on June 8th, 2026 07:17 PM
    Outstanding professional!!!
  • 5.0
    SFTP
    C
    Christopher L
    Fredericksburg, VA
    Posted on June 8th, 2026 07:17 PM
    Tracy is truly outstanding! She thoroughly answered all my questions, always provided helpful insights, and was a steady force after a long and complicated home search. Thank you, Tracy!!! C&L
  • 5.0
    SFTP
    D
    Dianna B
    Ashburn, VA
    Posted on May 25th, 2026 04:12 PM
    Tracy, Deb, and the whole team were great to work with. Clear direction with task lists, kept me informed along the way, and ALWAYS available to answer my questions. Thank you Tracy & Team!
  • 5.0
    SFTP
    J
    John S
    Ashburn, VA
    Posted on May 3rd, 2026 04:46 PM
    Easy transaction... Thank you!
  • 5.0
    SFTP
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    Colleen S
    Ashburn, VA
    Posted on April 23rd, 2026 09:44 PM
    Tracy was informative and so flexible. She immediately returned phone calls and emails.
  • 4.83
    SFTP
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    Donald K
    Haymarket, VA
    Posted on April 4th, 2026 09:37 PM
    It was easy. The portal to load documents makes it very easy.
  • 5.0
    SFTP
    B
    Brian A
    Fredericksburg, VA
    Posted on April 2nd, 2026 03:12 PM
    Ms. Bray's professional competence, acuity, patience and communication skills are unmatched in all my experience as a mortgage borrower. She is the best of the best.
  • 10 of 149
    About
    We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
    221
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    Positions
    • Atlantic Coast Mortgage LLC - Loan Officer
      Feb 1st, 2020 - Current

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #310482
    • Licensed in VA
    Disclaimer
    Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026