Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Easy technology. No surprises. Responsive.
Ease of use - understanding of the platform and line items - quick responsiveness
We were previously denied by another lender and unable to receive a return call to discuss our application. Tracy took the time to go over our credit report and provide us with instructions/tips to improve our credit score to obtain a pre-approval...
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Tracy went above and beyond to help us with all questions throughout our home buying process.
Tracy did an excellent job of making us feel comfortable and confident in the process all the way through. My wife and I had a few doubts about our credit. Especially since another agency that I won't mention never returned our calls. I just...
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This is our second time working with Tracy. Once again, she demonstrated thorough knowledge and guidance through the process. She kept us fully informed of what to expect and gave advice to keep the process as smooth as possible. This included...
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Tracy was fantastic! My refinance went very smoothly because of her timely communication and diligence. I had minimal work on my part. She took care of it all! I am very pleased with the whole process and would definitely recommend her for...
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Tracy provided excellent service with the refinancing of my house. She was extremely helpful with navigating the questions that I had with the on line application process.
My husband and I have worked with Tracy multiple times when refinancing our home and she’s helped navigate us through that process flawlessly! She is a delight to work with, very knowledgeable and extremely professional! We recommend her to...
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Tracy was fantastic from start to finish. The process was super easy and smooth (I loved the easy online application and integration with my existing accounts.) Tracy was available for any and all questions and kept me updated on the process....
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026