

Tracy Bray
Loan Officer | NMLS ID #310482

We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I recently worked with Tracy for my mortgage refinance. From the beginning she has shown exemplary professionalism in handling my loan. She was straight forward and very helpful in explaining the process from start to finish. I was able to...
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The best of service- studied, patient, and thorough- Burke and Herbert Bank provided personal and competent assistance and took care of all the paperwork and and coordination- Tracey Bray took over from the moment I signed the agreement to...
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Tracy was great. She was always very responsive, answered all our questions perfectly, and provided the best rates we could find. We highly recommend her. Thanks Tracy!!!
Tracy was a thorough professional. Friendly and patient and focused on a successful outcome for us and the bank. I highly recommend her and Burke & Herbert Bank.
Tracy was a thorough professional. Friendly and patient and focused on a successful outcome for us and the bank. I highly recommend her and Burke & Herbert Bank.
Tracy did a wonderful job. She made everything easy and took care of all the small details and big demands. It was a real pleasure working with her and I would recommend her to anyone who is looking for financing.
Working with Tracy and her team at Burke and Herbert Bank was a breeze. I have financed and refinanced multiple homes over the past twenty years, and this was by far my most seamless experience to date. Tracy kept me appraised every step of...
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Reply from Owner
February 6th, 2019 12:00 AM
Will and Carolyn - it was a pleasure working with you both and look forward to continued business together! Thanks!
Tracy got everything done much more quickly than we had expected. Totally professional throughout. No hassles! This was the easiest real estate closing I have ever done.
Reply from Owner
February 5th, 2019 12:00 AM
Thank you Mr. and Mrs. Beyer for your continued business! It was a pleasure working with you both.
Tracy's comms were spot on, clear, and correct. She kept us on track the whole way, no issues. Thorough and professional, I would definitely recommend her to others.
Reply from Owner
February 1st, 2019 12:00 AM
Thank you both! Hope you love the new house.
Tracy was very professional with relevant and helpful expertise. She helped me prevent cost increases by proactively seeing an opportunity and easily turning into a reality
Reply from Owner
January 14th, 2019 12:00 AM
Thank you D Sallis for your continued business at Burke and Herbert!
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026