Tracy Bray
Loan Officer | NMLS ID #310482
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every cl... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Tracy was professional and pleasant. I am grateful for how she eased the process of buying my house.
Great!
Tracy has helped us with multiple loans over the years. She’s always quick with responses when we have questions, and clear on all the steps we need to take to get the loans in order. I would highly recommend Tracy for your mortgage needs if...
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Tracy was nothing short of amazing and my wife and I will be forever grateful. You’ll be our only recommendation for anyone looking for a loan in this area.
Tracy was extremely knowledgeable and very customer service focused.
Tracy was communicative, efficient, and thorough. We had a super-tight closing in order to make the sale and she was the only person able to promise to make it happen, which she did. She was even helpful navigating the underwriting process....
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Tracy was very responsive through the whole loan process and helped me get a great rate. This was my first time buying a home and Tracy was happy to answer all of my questions. Thanks for making it an easy process, Tracy!
Tracy really made the mortage refinance process easy and painless for me. When the process seem to slow Tracy took the time even if it meant working weekends to ensure my loan would be refinace and completed by the agreed time. She kept me...
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Tracy was a true pleasure to work with! Not only was she responsive to emails/phone calls, usually in the same day, she listened and has wonderful customer service skills. We'd almost given up on buying a house after working with another lender,...
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I recently worked with Tracy for my mortgage refinance. From the beginning she has shown exemplary professionalism in handling my loan. She was straight forward and very helpful in explaining the process from start to finish. I was able to...
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About
We have a base of extremely loyal clients and referral sources that value our professionalism and leadership. Each of our clients receives our support and guidance to fully and smoothly achieve their goals. My mission is to provide every client with the information and advice needed to make the most educated home financing decisions. I am proud to provide the most current strategies and tools to make my clients offers and purchase contracts stronger than the competition in this high-demand market.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage LLC - Loan OfficerFeb 1st, 2020 - Current
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #310482
- Licensed in PA, VA
Disclaimer
Atlantic Coast Mortgage, LLC | Equal Housing Lender | Branch NMLS ID #1167353 | Company NMLS ID # 643114 (www.nmlsconsumeraccess.org) | All Rights Reserved. Copyright © 2026