Guild Mortgage - Tosh Pence
Branch Manager | NMLS# 1585560
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8 AM to 5 PM
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
We have worked with Tosh in the past on multiple transactions and he is amazing! Wont use anyone elese.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:05 PM
Anthony, I appreciate your continued trust and support. It's great to know that I've been able to assist you with multiple transactions. If you ever need help again, please feel free to reach out.
Tosh has an friendly , upbeat personality that provided an atmosphere where we felt comfortable asking questions.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:06 PM
Melinda, I'm pleased to know that my friendly and upbeat approach made you feel comfortable during the process. If you ever have more questions or need assistance in the future, feel free to reach out.
Communication is awesome
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:06 PM
Erin, I'm pleased to hear that you found the communication great. If there's anything else you need or any questions you have in the future, feel free to reach out.
Tosh was professional and communicative.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:06 PM
Denise, I'm pleased to hear that you found my professionalism and communication helpful. If there's anything more you need or any questions you have in the future, please feel free to reach out.
Any time I had a question, even on a Sunday when I wasn't expecting an answer, Tosh was there for me. Couldn't be happier with the way everything went.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:07 PM
Daniel, I'm pleased to hear that I could be there for you whenever you had questions. I'm glad everything went smoothly for you, and if you ever need assistance again, feel free to reach out.
Tosh and his team are the BEST! Thanks for another smooth closing.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:07 PM
Amy, I'm pleased to hear that you had a smooth closing experience with my team and me. Thank you for your kind words and trust in us. If there's anything else you need, please feel free to reach out.
Tosh was very informative every step of the way. I didnt didn't think its be able to make it work but he did it! My numbers were tight but he made it happen, this was my dream home and I can not thank him enough!! Made my first home loan experience...
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Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:08 PM
Victoria, I'm pleased to hear that I could assist you in making your dream home a reality despite the challenges. It's great to know that your first home loan experience was transparent and clear. Thank you for your kind words and appreciation...
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Tosh was great with answering all my questions I had during the process
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:08 PM
Jochen, I'm pleased to hear that I could assist you by answering all your questions during the process. If you have any more questions or need further assistance, please feel free to reach out.
Tosh is AMAZING! If it had not been for his knowledge and skills my client would have sadly kissed her dream of homeownership goodbye.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:09 PM
Luzmila, I appreciate your kind words about my knowledge and skills. It's rewarding to know that I could help your client achieve her dream of homeownership. If you or your clients need any further assistance, please feel free to reach out.
Quick and painless, extremely responsive. Kept me in the loop the whole time.
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:09 PM
Ronna, I appreciate your feedback and am pleased to hear that the process was quick and seamless for you. Keeping you informed throughout is important to me, and I'm glad I could be responsive to your needs. If you have any further questions...
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Mortgage Loan Officer
FHA Home Loan
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Jumbo Home Loan
Conventional Home Loan
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Year Started
2025
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1585560
Disclaimer
I am authorized to do business in the state of Florida.; NMLS ID: 1585560; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.