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Guild Mortgage - Melbourne, Vero Beach, FL
Vero Beach, FL

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve...... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
10/10 would recommend, made the process easy!
Guild Mortgage - Tosh Pence has received a review with 5 star rating from Michael F
Everything went smoothly
I love seeing Tosh and his team as the lender in our transactions, he knows the business, he can think outside the box, he communicates, gets the loan closed on time if not early! I've worked with Tosh for several years and he has always been...
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Reply from Owner
June 1st, 2026 02:11 PM
I appreciate your appreciated feedback and the trust you've placed in me and my team over the years! It's great to know that our communication and ability to think creatively have made a positive impact on your transactions. I'm here to continue...
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Tosh and his team are fantastic to work with, they communicate, they know their business, they think outside of the box and get the loan closed on time if not early! It's always a pleasure when I know Tosh and his team are going to be the lenders...
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Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:02 PM
Marlynn, I'm pleased to hear that you had such a positive experience working with my team and me. Your kind words about our communication and approach mean a lot. If you need any assistance in the future, don't hesitate to reach out!
Early close on condo!
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:02 PM
Joseph, it was a pleasure helping this condo close early. If there's anything else you need or any questions arise, please feel free to reach out.
Tosh and Jennifer worked so hard to make a Closing happen in a very short amount of time. They were incredible and there to answer any and all questions along the way. I will highly recommend Guild to friends.
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Reply from Tosh Pence
May 25th, 2026 12:03 PM
Sara, I'm grateful for your kind words and the recommendation. It's appreciated to hear that Jennifer and I could assist you effectively and answer all your questions. If you or your friends need any help in the future, please don't hesitate...
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Tosh went above and beyond throughout the entire loan process. When other Lenders said it couldn’t be done, he made it happen and got the loan closed quickly and smoothly. He offered excellent rates, was always available to answer questions,...
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Reply from Tosh Pence
May 18th, 2026 01:55 PM
Denne, I appreciate your kind words and the 5-star rating. It's rewarding to know that I could facilitate a smooth loan process for you and your Buyers, especially when faced with challenges. If you ever have more questions or need assistance...
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Guild Mortgage - Tosh Pence has received a review with 5 star rating from Daniel A
Reply from Owner
June 1st, 2026 02:03 PM
Thank you, Daniel, for the 5-star rating. I truly appreciate your support.
Our loan was complicated and under tight timelines to take advantage of a great opportunity. Tosh and Jennifer both were on top of everything, kept us in the loop on progress and were patient as we pulled together all the documentation that...
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Reply from Tosh Pence
April 13th, 2026 05:48 PM
I'm glad to hear that both Jennifer and I could assist you with your loan process, Daniel. Navigating tight timelines can be challenging, and it's great to know we kept you informed and supported throughout. If you have any more questions or...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Specialities
Financial Services
Year Started
2025
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2576523
Disclaimer
We are licensed to do business in the state of Florida.
0 Professionals at Guild Mortgage - Melbourne
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