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Guild Mortgage - Tosh Pence - Branch Manager | NMLS# 1585560 in Indialantic, FL

Guild Mortgage - Tosh Pence

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Branch Manager | NMLS# 1585560

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Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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5 Star
96%
4 Star
4%
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Reviews from Web
  • Encompass
    K
    Kyle M R
    Melbourne, FL
    Posted on June 11th, 2025 01:15 PM
    Always available day and night no matter the time to answer questions
    Reply from Guild Mortgage - Tosh Pence
    June 1st, 2026 02:10 PM
    Kyle, I appreciate your kind words and recognition of my availability. It's important to me to be there no matter what. If you have any more questions or need help in the future, feel free to reach out.
  • Zillow
    K
    Kyle M
    Melbourne, FL
    Posted on June 11th, 2025 12:00 AM
    Very helpful always available for questions day or night, wants to give you the best advice and steer you down the right track. Would recommend highly
  • Encompass
    N
    Nabil E
    West Melbourne, FL
    Posted on May 30th, 2025 12:45 PM
    Professional
  • Encompass
    H
    Heidi E
    West Melbourne, FL
    Posted on May 27th, 2025 06:45 PM
    He kept us updated on the process from beginning to end.
  • Encompass
    M
    Marina B W
    West Melbourne, FL
    Posted on May 21st, 2025 01:48 PM
    Tosh is extremely easy to work with, he provides updates through out the process and I know he will always get my clients to the closing table smoothly.
  • Encompass
    L
    Lori A H
    Titusville, FL
    Posted on May 20th, 2025 05:02 PM
    Timely and patience with process
  • Encompass
    P
    Peter D
    New Smyrna Beach, FL
    Posted on May 7th, 2025 04:28 PM
    Tosh was fantastic from start to finish -- professional, friendly, knowledgeable, incredibly responsive. Highly recommend and would use again!
  • Encompass
    M
    Matthew S R
    New Smyrna Beach, FL
    Posted on May 7th, 2025 12:16 PM
    Dude was on it! Great communication, got the approval to us asap. Closed 10 days early, me & my clients were very happy! Overall, it was a 10/10 experience and I am looking forward to the next one!
  • Encompass
    J
    Joseph M L
    Indialantic, FL
    Posted on May 5th, 2025 03:30 PM
    Tosh is very responsive and easy to work with.
  • Encompass
    S
    Sarah H
    Indialantic, FL
    Posted on April 29th, 2025 12:52 PM
    Tosh is my go-to lender, he has a way of always getting things done. His knowledge and communication to his clients set him apart.
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    About
    Region
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Year Started

    2025

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS# 1585560
    Disclaimer
    I am authorized to do business in the state of Florida.; NMLS ID: 1585560; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.