

Guild Mortgage - Tosh Pence
Branch Manager | NMLS# 1585560

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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Always available day and night no matter the time to answer questions
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:10 PM
Kyle, I appreciate your kind words and recognition of my availability. It's important to me to be there no matter what. If you have any more questions or need help in the future, feel free to reach out.
Very helpful always available for questions day or night, wants to give you the best advice and steer you down the right track. Would recommend highly
Professional
He kept us updated on the process from beginning to end.
Tosh is extremely easy to work with, he provides updates through out the process and I know he will always get my clients to the closing table smoothly.
Timely and patience with process
Tosh was fantastic from start to finish -- professional, friendly, knowledgeable, incredibly responsive. Highly recommend and would use again!
Dude was on it! Great communication, got the approval to us asap. Closed 10 days early, me & my clients were very happy! Overall, it was a 10/10 experience and I am looking forward to the next one!
Tosh is very responsive and easy to work with.
Tosh is my go-to lender, he has a way of always getting things done. His knowledge and communication to his clients set him apart.
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Region
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
2025
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1585560
Disclaimer
I am authorized to do business in the state of Florida.; NMLS ID: 1585560; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.