Guild Mortgage - Tosh Pence
Branch Manager | NMLS# 1585560
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Reviews from Web
I ask a lot of questions and Tosh graciously answered every one.
Reply from Tosh Pence
April 1st, 2026 12:23 PM
Thank you, Linda, for your kind words and the 5-star rating. I'm glad I could help answer all your questions. If there's anything more you'd like to know or discuss in the future, feel free to reach out.
Kept informed of the process and all questions answered promptly
Reply from Tosh Pence
March 27th, 2026 03:28 PM
It's great to know that you felt informed throughout the process, Roy. Ensuring your questions are answered promptly is a priority for me. If there's anything else you need in the future, please don't hesitate to reach out. Thank you for your...
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Excellent communication from start to finish!
Reply from Tosh Pence
February 16th, 2026 04:02 PM
I'm pleased to hear that the communication met your expectations, Nicole. It's important to me to maintain clear and consistent communication throughout the process. If you ever need further assistance or have questions in the future, please...
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good communication
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:04 PM
Aubrey, I'm pleased to hear that you appreciated the good communication. If there's anything more you need or any questions you have, please feel free to reach out.
Fantastic experience with Tosh Pence. I was the seller's agent, and Tosh kept me updated at every step of the loan process. The VA loan went through with lightening speed. The whole process was quick, efficient and stress free. Highly recommend....
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Reply from Owner
June 1st, 2026 02:04 PM
Susan, I'm pleased to hear that you had a good experience working with me during the loan process. Keeping you updated and ensuring a quick, efficient, and stress-free experience is always my goal. Thank you for your recommendation!
Professional. Incredible speed of the loan process. Communication was fantastic.
Reply from Tosh Pence
January 15th, 2026 07:13 PM
I appreciate your positive feedback, Susan. It's great to know that the speed and communication throughout the loan process met your expectations. If there's anything more I can do for you, or if you have any questions in the future, please...
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Tosh and his team were great through this entire process. Very responsive and always available to answer questions or provide clarification when needed. Thank you!
Reply from Tosh Pence
January 5th, 2026 04:51 PM
I'm glad to hear that you appreciated the support and responsiveness during the process, Kathryn. It's important to me to be available and provide the clarity you need. If there's anything more I can assist with, please feel free to reach out....
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We needed to be aggressive with our offer so we went to Tosh and his team to see if we could close in 25 days and they said no problem! We were ready to close about a week ahead of schedule even with the tighter closing period. Always a professional...
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Reply from Tosh Pence
November 13th, 2025 05:36 PM
It's wonderful to hear that the process went smoothly and ahead of schedule, Matthew. Meeting tight timelines can be crucial, and I'm glad I could assist in making it happen efficiently. Your trust in my team and the ongoing relationship means...
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Professional explained everything
Reply from Tosh Pence
November 3rd, 2025 05:22 PM
I'm pleased to hear that you felt the explanations were clear and helpful, Natasha. Providing thorough information is important to me, and it's great to know that it made your experience positive. If you have any more questions or need further...
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Another winning transaction with Tosh!! His punctuality helped us close early, very happy clients!
Reply from Guild Mortgage - Tosh Pence
June 1st, 2026 02:05 PM
Sarah, I'm pleased to hear that my punctuality contributed to an early closing and resulted in happy clients. If there's anything more I can assist you with in the future, please feel free to reach out.
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Region
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
2025
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1585560
Disclaimer
I am authorized to do business in the state of Florida.; NMLS ID: 1585560; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.