Guild Mortgage - Tosh Pence
Branch Manager | NMLS# 1585560
Region
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tosh achieved the impossible with very challenging issues regarding the FHA loan. Im now approved and closed on the condo June 26th. His professionalism, communication skills, and confidence, sealed the deal for me. I Highly recommend Mr. TOSH...
read more
Reply from Guild Mortgage - Tosh Pence
July 15th, 2026 02:50 PM
Mark, I'm glad to hear that I could help you navigate the challenging issues with your FHA loan. It's great to know that my professionalism and communication skills made a positive impact. Thank you for your recommendation and for trusting...
read more
Tosh pulled off a miracle! Not all loans and properties are easy to obtain financing, but Tosh was able to secure financing for both a challenging client and property. My client was over-the-moon! I continue to recommend Tosh's services.
Reply from Tosh Pence
July 13th, 2026 02:13 PM
Nicole, I'm grateful for your kind words and for recommending my services. It was a challenge, but I'm pleased to have helped secure financing for your client. If there's anything more I can do, please feel free to reach out.
We were able to get a quick turnaround, and the loan was funded and we closed in less than 1 month! Tosh and his assistant, Jennifer, were great to work with and always available. We appreciated all they did for us! We would highly recommend...
read more
Reply from Tosh Pence
July 13th, 2026 02:37 PM
Sharon, I'm happy to know that you had a quick turnaround and closed in less than a month. It's nice to hear that both Jennifer and I could be available and helpful throughout the process. Thank you for your recommendation and for choosing...
read more
Your team was efficient and able to do a quick turnaround for us. Tosh was always available for us as well as his assistant, Jennifer.
Reply from Tosh Pence
July 10th, 2026 06:34 PM
Gene, I'm pleased to hear that my team and I could provide you with an efficient and quick turnaround. It's great to know that both Jennifer and I were able to assist you effectively. If there's anything else you need, please don't hesitate...
read more
Tosh and his team along with my Agent Nicole Pulcini accomplished the impossible a spot approval on an FHA condo application. The loan was approved because of the knowledge and professionalism of Guikd Mortgage. This was a life changer for...
read more
Tosh accomplished with his team along with my Agent Nicole Pulcini the impossible a spot approval with FHA on my condo.This was a life changer for me and I will forever be grateful.I highly recommend them to anyone looking for a home..Sincerely...
read more
Tosh was great - figured out the best option for me analways kept me in the loop of where we were in the process. His responsiveness is unheard of!
Reply from Tosh Pence
June 29th, 2026 02:13 PM
Eduardo, I'm glad to hear that I could help you find the best option and keep you informed throughout the process. Your kind words about my responsiveness are truly appreciated. If you need any further assistance, please don't hesitate to reach...
read more
I would like to share my positive experience working with Josh. He was highly professional and provided all the information we needed to make the right decisions throughout the process.Although a few family health issues delayed us in providing...
read more
I would like to share my positive experience working with Josh. He was highly professional and provided all the information we needed to make the right decisions throughout the process.Although a few family health issues delayed us in providing...
read more
Reply from Tosh Pence
June 22nd, 2026 02:44 PM
Dinah, I appreciate you sharing your positive experience working with Josh. It's great to hear that his professionalism and patience were helpful, especially under the circumstances you described. If you have any future needs or questions,...
read more
10/10 would recommend, made the process easy!
Reply from Tosh Pence
June 15th, 2026 06:53 PM
Kristi, thank you for your positive feedback and recommendation. I'm glad to hear that I could make the process easy for you. If you have any future needs or questions, please feel free to reach out.
11–20 of 434
About
Region
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2025
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1585560
Disclaimer
I am authorized to do business in the state of Florida.; NMLS ID: 1585560; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.