Tom Powell
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
It was quick with very little hold ups. I am very pleased the closing date did not get put off over and over. I know this is a common thing in closings. Tom and Michelle were great!
I was a first time home buyer and my landlord was pressuring me to move so he could sell his house. The problem was he wanted way too much for this nice little house, emphasis on little. I was feeling the pressure to find a place and needed...
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On 4/21/14 I seriously began working with a lender to buy a home. He was aware I wanted to close on May 30, my apartment lease was ending 6/18/2014. He told me all of my info was great and closing on May 30 would not be a issue. May 28 comes...
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Tom has been a huge help through this entire first time home buying experience. He is quick to get back to you and answers all questions. He really guided us through each step of the process and kept me well informed.
I was very impressed with his knowledge and efficiency of processing the loan paperwork and looking forward to working with him on the final closure with the property located at 472 Quail Hill Drive, Debary, Fl.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208417
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.