Tom Powell
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tom was very helpful and made the whole process go by smoothly and quickly!
Quick close
Excellent communication
A fast and easy experience with Tom. Last minute extra closing costs money for my client was the best!
Tom is easy to talk to, easy to work with, and very accessible for questions. He made all of the complicated stuff seem easy!
Good communication and dedication.
This mortgage firm is very pro-active. They have a job to get done that can be uncomfortable. However, they maintain a great attitude all the while they are working toward your closing date. Great people getting hard done is refreshing.
Tom was always on top of every thing!
This was a very smooth transaction. Tom kept me up-to-date with every text and every email on anything and everything that I had a question of. He is a man of his word. He said we would close on a certain day and even though we faced a little...
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Application to closing was a breeze. Really enjoyed working with a true professional. I was worried about the stress level but he made it easy and enjoyable. I was paying a really high interest rate and he cut it almost in half.
By far the best experience I,ve ever had purchasing a new home would recommend everybody use his services. he,s very caring and thoughful if your not very good on the computer he will talk you through step by step
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208417
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.