Tom Powell
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Communication, timelines, organized.
Timely, transparent, excellent communication, absolutley wonderful to work with. Helped us with a huge time crunch and got everything done in time. We couldn't be more happy with our experience working with Tom and Michelle.
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Had a huge time crunch and was able to get it closed sooner then stated
Closed early and when we had issues Tom was quick to fix !
Quick and efficient to close in a timely manner
Tom and Michelle are great to work with. They communicate the entire way making the loan process smooth and easy to go throug for myself and my clients.
Tom and Michelle are excellent in communication and thinking outside the box if the need arises. Love working with them.
Easy to work with
Quick and efficient communication. Tom was extremely helpful with facilitating the purchase of our new home.
I had the pleasure of working with Tom Powell on structuring and pricing the mortgage for my new home, and I couldn’t be more impressed. Tom was incredibly quick, responsive, and made the entire process seamless from start to finish. He answered...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208417
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.