Tom Powell
Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Communicative and knowledgeable
Reply from Tom Powell
October 8th, 2026 04:11 PM
Thank you very much. That is a great compliment. It was great working with you.
Very easy to work with. Quick to respond and helpful
Reply from Tom Powell
October 8th, 2026 04:11 PM
Thank you, Richard. I pride myself on those qualities and I’m glad that I was able to help you.
Tom and Michelle are super easynto work with!
they got the CTC early and the buyer had to do POA and it very smooth!
Reply from Tom Powell
October 8th, 2026 04:11 PM
To one of my besties. Thank you so much for the nice comments and everything that you do.
His personal attention making us feel like we were VIPs (which were not)
Reply from Tom Powell
October 8th, 2026 04:11 PM
In my book, you are VIP and I wanna thank you so much for your kind words. Look forward to serving you in the future.
Tom made sure my buyer had what they needed every step! He walked then through every step! He was at closing to make sure it went smoothly. Michelle also
was there for us too!
Tom was transparent with the loan process. He was very responsive and gave me good advice to get things done quickly and efficiently.
Great service and follow up Very organized and knowledgable
Tom Powell with Everett Financial, Inc. is a good loan officer with many years of experience and was instrumental in helping me secure my home loan at a competitive rate. I would recommend anyone needing a home mortgage to contact Tom for his...
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Tom and his team were incredibly transparent and professional. They will guide you through the whole process and make it as easy as possible for you. Best experience I have ever had.
Tom and Michelle are the best! Always enjoy working with them.
11–20 of 65
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208417
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.