Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Responsive. Professional. Engaged. Friendly.
Reply from Todd Hedger
June 3rd, 2025 04:17 PM
Thank you for your kind words, Jay. I'm thrilled to hear that you found our service responsive, professional, and friendly. It was a pleasure working with you, and I appreciate your feedback.
Todd is always very knowledgeable. He provides wonderful advice, and is quick to answer questions that come up.
Reply from Todd Hedger
June 2nd, 2025 12:37 PM
I'm thrilled to hear that you find my advice helpful and timely. It was a pleasure assisting you, and I appreciate your kind words.
Todd was absolutely amazing! Great to work with. So efficient. Communication was excellent. Best experience ever getting a home loan. Thank you so much!
Reply from Todd Hedger
May 30th, 2025 02:53 PM
I'm thrilled to hear that you had such a positive experience with your home loan process. It was a pleasure working with you, and I appreciate your kind words about my efficiency and communication. Thank you for choosing First State Bank Mortgage!...
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awsome experience everyone did a great job.
Reply from Todd Hedger
May 29th, 2025 02:22 PM
I'm thrilled to hear that you had an awesome experience and that our team did a great job. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing First State Bank Mortgage.
Hecktic at times but so is all closing. Great working with you and all your hard work. Thank you for all you did.
Reply from Todd Hedger
May 27th, 2025 12:48 PM
I'm glad to hear that despite the hectic moments, the closing process went smoothly for you. It was a pleasure working with you, Stanley, and I appreciate your kind words about my efforts. Thank you for choosing First State Bank Mortgage.
Todd was amazing. He was prompt to answer all of my questions (regardless how silly they may have seemed). I appreciate how he kept me informed.
Reply from Todd Hedger
May 16th, 2025 04:44 PM
I'm thrilled to hear that you found my assistance helpful and that I was able to keep you informed throughout the process. It was a pleasure to assist you, and I appreciate your positive feedback.
Todd answered every (nervous) question I had and made the process to apply and engage with him very easy.
Reply from Todd Hedger
May 16th, 2025 02:42 PM
I'm glad to hear that I could address all your questions and make the application process easy for you. It was a pleasure assisting you and please let me know if you need anything.
Having all my questions answered in a timely manner
Reply from Todd Hedger
May 20th, 2025 02:13 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
We appreciate Todd's professionalism, responsiveness, and patience with our many questions. He and his team made this a very smooth process. Thank you!
Reply from Todd Hedger
May 13th, 2025 12:42 PM
I'm thrilled to hear that you appreciated the professionalism and responsiveness throughout the process. It was a pleasure assisting you, and I'm glad we could make it a smooth experience. Thank you for your kind words!
Todd answered all my questions, was very patient, and was always quick to respond . His professionalism was reassuring during the stressful process of buying a house.
Reply from Todd Hedger
May 12th, 2025 12:41 PM
I'm thrilled to hear that I could assist you effectively during your home-buying process. Your kind words about my responsiveness and professionalism mean a lot. Thank you for placing your trust in me and First State Bank Mortgage.
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org