

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd was very personable and pleasant to work with! It was probably the simpliest mortgage process I've ever had. He explained everything and was so prompt in getting everything ready to go.
Reply from Todd Hedger
May 12th, 2025 12:42 PM
I'm delighted to hear that your mortgage process was seamless and straightforward. It was a pleasure assisting you, and I appreciate your kind words about my service. Thank you for your feedback!
Thank you!
Reply from Todd Hedger
April 22nd, 2025 11:59 AM
I'm glad I could be of assistance, Aaron. Thank you for your kind words and for choosing First State Bank Mortgage. If you need anything else, feel free to reach out.
Fast efficient well communications
Reply from Todd Hedger
April 14th, 2025 01:31 PM
I'm glad to hear that you found the process fast and efficient, and that communication was effective. I appreciate your feedback.
What I really appreciated was his desired to get us the best rate possible and at the right time. The market fluctuates but he made sure to update us with where it was at and where we were hoping to get to. We started this process late last...
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Reply from Todd Hedger
April 14th, 2025 01:32 PM
I'm delighted to hear that you appreciated my efforts to secure the best rate and timing for your refinancing. It's important to me that my clients receive the best possible deal, and I'm glad I could assist you effectively through the process....
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Todd was great to work with. he made everything easy to understand and made it a fast and simple process
Reply from Todd Hedger
April 11th, 2025 08:19 PM
I'm thrilled to hear that your experience was fast and simple. It was a pleasure working with you, and I'm glad I could make everything easy to understand. Thank you for your kind words, Travis.
The knowlknowledge and flexibility of Todd!
Reply from Todd Hedger
April 11th, 2025 06:35 PM
I'm thrilled to hear that you appreciated my knowledge and flexibility, Elizabeth. It was a pleasure working with you, and I am grateful for your kind words.
Outstanding support during the process and gave me updates in a timely manner.
Reply from Todd Hedger
March 10th, 2025 02:25 PM
Thanks so much, TJ! I'm thrilled to hear that you found the support outstanding and appreciated the timely updates. It was a pleasure working with you, and I'm glad I could make the process smooth and clear. If you ever need anything else,...
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Great communication
Reply from Todd Hedger
March 7th, 2025 08:37 PM
Thanks for the kind words, Eric! I'm really glad to hear that the communication met your expectations. It's always my goal to ensure everything is clear and straightforward for my clients. If there's ever anything else you need, don't hesitate...
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Quick communication!
Reply from Todd Hedger
February 26th, 2025 01:05 PM
Hi Monica, Thank you so much for taking the time to leave a review! I'm really glad to hear that you appreciated the quick communication. It's always my goal to ensure that everything goes smoothly and efficiently for my clients. If you ever...
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Everyone was very polite and knowledgeable, ready to answer any questions or help in any way.
Reply from Todd Hedger
February 24th, 2025 01:26 PM
Clifford, I'm thrilled to hear about your positive experience! It's always our goal to ensure our customers feel supported and informed. I appreciate you taking the time to share your thoughts, and I'm glad our team could assist you effectively....
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org