Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd assisted me for over a year with understanding what was needed and when to do it.
Reply from Todd Hedger
July 1st, 2025 04:48 PM
I'm glad to hear that I could assist you over the past year and provide you with the necessary guidance. Your satisfaction is important to me, and I appreciate your positive feedback.
Good communication
Reply from Todd Hedger
July 1st, 2025 12:42 PM
I'm glad to hear that you had a positive experience with communication, Sydney. It was a pleasure assisting you, and I appreciate your feedback.
the Informati provided and requested was very clear and easy to follow to completion . The follow through was great!
Reply from Todd Hedger
June 30th, 2025 12:17 PM
I'm glad to hear that the information provided was clear and easy to follow, and that the follow-through met your expectations. It was a pleasure assisting you, and I appreciate your positive feedback.
Knowledgeable and efficient service
Reply from Todd Hedger
June 20th, 2025 12:57 PM
I'm delighted to hear that you found the service knowledgeable and efficient. It was a pleasure assisting you, Annette, and I look forward to helping you with any future needs.
Todd and Kimberly were so helpful and kind throughout the process and I always felt like I had support.
Reply from Todd Hedger
June 17th, 2025 03:31 PM
I'm thrilled to hear that you felt supported throughout the process. It was a pleasure for both Kimberly and me to assist you. Thank you for your kind words and for choosing First State Bank Mortgage.
Todd's willingness to answer any and all of our questions as first time home buyers, no matter how silly they might've sounded, made this process way less anxiety inducing that it could've been.
Reply from Todd Hedger
June 17th, 2025 02:16 PM
I'm delighted to hear that I could make your first home buying experience less stressful by addressing all your questions. It was a pleasure assisting you, and I appreciate your kind words. Thanks Todd
Todd was extremely responsive, helpful and friendly. He answered all my questions and kept me updated throughout the process.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm thrilled to hear that you found my assistance helpful and that I was able to keep you well-informed throughout the process. It was a pleasure working with you, and I appreciate your kind words.
Todd's assistnce made the process very smooth and comfortable. Todd is knowledgable, helpful, prompt, and patient.
Reply from Todd Hedger
June 10th, 2025 12:47 PM
I'm delighted to hear that my assistance made the process smooth and comfortable for you. Thank you for your kind words. It was a pleasure to help, and I appreciate your feedback.
Everyone was very responsive, helpful and made the whole process easy and effortless.
Reply from Todd Hedger
June 9th, 2025 02:42 PM
I'm thrilled to hear that you found the process easy and effortless. It was a pleasure assisting you, and I appreciate your kind words about our responsiveness and helpfulness.
Roger......
Reply from Todd Hedger
June 3rd, 2025 03:49 PM
We appreciate your review and thank you for the 5 stars!
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org