Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd helped walk both me and my wife through every step of the closing process. And answered my calls anytime I had a question and was extremely nice everytime he answered!
Reply from Todd Hedger
September 22nd, 2025 03:42 PM
I'm glad to hear that you and your wife had a smooth experience throughout the closing process, Peyton. It’s important to me to be available and provide clear communication whenever you have questions. Thank you for your kind words, and please...
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Good communication
Reply from Todd Hedger
September 22nd, 2025 12:48 PM
I'm glad to know that you found the communication effective, Harold. If there's anything more I can do for you, please feel free to reach out.
Great organization between those paeticipating and excellent communication keeping us informed
Reply from Todd Hedger
September 8th, 2025 12:09 PM
I'm glad to hear the organization and communication were effective throughout your experience. Keeping you informed is a key priority, and I'm pleased it made a positive impact. If there's anything else you need, feel free to reach out.
Todd Hedger was very patient and professional with the ups and downs and back and forths during our process.
Reply from Todd Hedger
September 2nd, 2025 04:35 PM
I'm grateful for your feedback! Navigating through the ups and downs can be challenging, and I'm glad I could be there to support you. If there's anything more I can do for you, please let me know.
Todd was so great to work with. He helped my sister and I through the entire process. I would recommend him to anyone. I was totally pleased with the experience. Thank you, Todd.
Reply from Todd Hedger
August 28th, 2025 06:56 PM
I'm really glad to hear that you and your sister had a positive experience working with me, Kristy. It was my pleasure to assist you both through the process. Thank you for your kind words and for recommending me. If you have any questions...
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it was great working with todd
Reply from Todd Hedger
August 26th, 2025 06:37 PM
Thank you, Luke, for your kind words. I'm grateful for the chance to work with you and I'm glad the experience was a positive one. If there's anything else you need or if you have more questions down the line, feel free to reach out. Take care!...
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Clear and speedy communication! Tod was very informative and answered any questions we had
Reply from Todd Hedger
July 29th, 2025 03:22 PM
I appreciate your feedback, Shae. It's wonderful to know that you found the communication clear and efficient. I'm glad I could provide the information you needed and answer your questions. Don't hesitate to reach out if you need anything else...
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quick and effective communication from everyone! your team also showed a lot if of support to the both of us as we went through this process , answering any and all questions we had !
Reply from Todd Hedger
July 8th, 2025 12:27 PM
I'm pleased to hear that you found the communication quick and effective throughout your experience. It's great that the support provided was helpful to you both. Thank you for trusting me and the team at First State Bank Mortgage with your...
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This is the second mortgage we've used Todd Hedger for and he's been great both times. He took the time to find us the right mortgage given our situtation, communication has been great and the process very smooth.
Reply from Todd Hedger
July 7th, 2025 12:14 PM
I'm thrilled to hear that your mortgage experience with me was positive once again. It was a pleasure assisting you, and I'm glad I could help find the right mortgage for your situation. Thank you for your continued trust and for highlighting...
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Todd was very helpful during the loan process. Filled me in on a lot of information that I wasn't aware of before and was always open to answering questions.
Reply from Todd Hedger
July 3rd, 2025 04:16 PM
I'm glad to hear that you found the loan process informative and that I could assist you by answering your questions. Thank you for your kind words and for choosing First State Mortgage!
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org