Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Knowledge and service were spectacular!
Reply from Todd Hedger
November 17th, 2025 01:58 PM
Your kind words are much appreciated, Matthew. I'm really glad to hear that you were satisfied with the knowledge and service provided. If there's anything else I can do for you, please don't hesitate to let me know.
We were navigating the process without a realtor and Todd was very communicative and patiently explaind the process and next steps. We truly appreciated the guidance and support and ease of doing business.
Reply from Todd Hedger
November 12th, 2025 02:14 PM
I'm glad to hear that my communication and support made navigating the process easier for you without a realtor. Congratulations on your new home and if there's anything more, I can assist you with, please feel free to reach out.
Todd and Roni kept in constant communication with us and explained every part of every proces. They always took the time to answer calls or emails about any concerns we had.
Reply from Todd Hedger
November 3rd, 2025 03:55 PM
Maintaining steady communication and ensuring clarity throughout the process is always a priority for me. I'm pleased to know that both Roni and I could assist with your concerns by keeping in touch and thoroughly explaining each step. If you...
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Todd and his team provide the best service and the most compeative rates in the industry.
Reply from Todd Hedger
November 6th, 2025 02:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Todd, was great at communicating and made the process super easy!
Reply from Todd Hedger
October 27th, 2025 12:59 PM
I'm glad to hear that you found the process straightforward and communication effective, Brett. It was my aim to make everything as smooth as possible for you. If any questions or future needs arise, feel free to reach out.
Great service and personable. Knowledge base was appreciated!
Reply from Todd Hedger
October 18th, 2025 01:41 PM
I'm grateful for your kind words, James. It’s always rewarding to hear that my service met your expectations and that you found the information helpful. If you have any further questions or need assistance, I'm just a call away.
Efficient & helpful
Reply from Todd Hedger
October 17th, 2025 02:51 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
is very clear and very direct in his communication. He also works very promptly. I feel like I can trust Todd and I don't have to waste any time working with him.
Reply from Todd Hedger
October 9th, 2025 03:48 PM
I appreciate the kind words, Mark. I'm glad to hear that you find my communication clear and direct. It's important to me that you feel your time is valued and that you can trust the guidance I provide. If there's anything else I can assist...
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Todd is great to work with! He's such a great professional loan officer and excellent communicator! I look forward to working with him again!
Reply from Todd Hedger
October 7th, 2025 02:25 PM
It's gratifying to know you had a positive experience working with me. I truly value our collaboration and appreciate your kind words about my communication and professionalism. Looking forward to assisting you again in the future!
Tidd took his time to explain things to me. He was very understanding and patient with me during this move.
Reply from Todd Hedger
October 6th, 2025 04:46 PM
It's great to know that my explanations and patience were helpful to you, LouAnn. I understand that moving can be a challenging time, and I'm glad I could assist you throughout the process. Please feel free to reach out if there’s anything...
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org