Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Responded in timely manner and got me a lower interest rate!
Reply from Todd Hedger
January 20th, 2026 02:03 PM
Thanks, Ashley, for your review. I'm glad to hear that the timely communication and securing a lower interest rate worked well for you. If you have any more questions or need assistance in the future, please feel free to reach out.
thanks for your help
Reply from Todd Hedger
January 20th, 2026 02:04 PM
I'm glad I could assist you, Zachary. If there's anything more you need or any questions you might have, feel free to reach out. I hope you and your family enjoy your new home!
Clear, timely communication. Very smooth, quick transaction. Very professional yet friendly staff!
Reply from Todd Hedger
January 20th, 2026 02:05 PM
Thank you for your kind words, Brenda. I'm glad to hear that the communication was clear and timely, and that the transaction went smoothly. It's important to me to balance professionalism with friendliness, and I'm pleased this came through...
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Todd was available at anytime to answer questions The mortgage closed very quickly I had a level of confidence from the start that I had made the right decision going with Todd
Reply from Todd Hedger
January 5th, 2026 02:28 PM
It's great to know that you felt confident in your decision from the start, Robert. I'm pleased that I could be available to answer your questions at any time and that the process moved swiftly to closing. Thank you for placing your trust in...
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The entire refinancing process was so easy, Todd was excellent at communicating and keeping us updated.
Reply from Todd Hedger
December 23rd, 2025 04:34 PM
It's great to know that the refinancing process was smooth for you, Kaylyn. I’m glad to have kept you informed and updated throughout. Should you have any more questions or need assistance in the future, feel free to reach out.
Todd had great communication throughout the entire process.
Reply from Todd Hedger
December 15th, 2025 05:54 PM
I'm grateful for your feedback, Ken. It's important to me that communication is clear and consistent, so I'm glad to hear that it met your expectations throughout the process. If you have any questions or need further assistance, don't hesitate...
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The whole process was easy from beginning to end. Great communication!
Reply from Todd Hedger
December 1st, 2025 01:03 PM
I'm glad to hear that the process was smooth and communication met your expectations. Thank you for your feedback, Marilyn. If you need any assistance in the future, feel free to reach out.
He did a excelent job. Always we had a question he answered
Reply from Todd Hedger
November 24th, 2025 04:38 PM
I'm grateful for your feedback, Martha. It's great to hear that I was able to assist you promptly with any questions you had. If there's anything else you need, feel free to reach out.
Quick and easy and super convenient!
Reply from Todd Hedger
November 20th, 2025 01:15 PM
It's nice to hear that you found the process quick, easy, and convenient. I'm pleased that everything went smoothly for you. If you ever need assistance in the future, don't hesitate to reach out.
Todd was super kind and easy to work with. He lent his expertise to help my family out!
Reply from Todd Hedger
November 17th, 2025 01:58 PM
It's great to hear that you found working with me to be a pleasant experience. I'm glad I could offer my expertise to assist your family. If you need further assistance or have any questions, I'm here to help.
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org