Todd Hedger
Vice President, Regional Mortgage Production Manag...
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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It's always super easy to get through the process.
Reply from Todd Hedger
March 30th, 2026 02:06 PM
Barry, I’m glad to know that you found the process easy. If you ever have more questions or need assistance in the future, please feel free to reach out.
You were extremely prompt with your responses back which was so helpful!
Reply from Todd Hedger
March 24th, 2026 01:35 PM
It's great to know that my prompt responses were helpful to you, Brittany. I always aim to make the process as smooth as possible for my clients. If there's anything else you need assistance with, don't hesitate to get in touch.
it was smooth
Reply from Todd Hedger
March 2nd, 2026 03:29 PM
Hi Todd, Thank you for the 5-star review! Always a pleasure working with you and your wife!
Todd always answered all my questions in a timely matter, He was very patient and kind.
Reply from Todd Hedger
February 23rd, 2026 04:12 PM
Jill, thank you for the great review. Always great working with you and Todd! Stay in touch and let me know if you ever need anything!
Great communication and education!
Reply from Todd Hedger
February 23rd, 2026 01:41 PM
Thank you for taking the time to share your thoughts, Gerard. I'm glad to hear you appreciated the communication and found the educational aspects helpful. If you have any more questions or need further assistance in the future, please feel...
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The process was easy and all my questions were answered in a timely manner.
Reply from Todd Hedger
February 12th, 2026 01:40 PM
Nancy, it's great to know that you found the process easy and your questions were addressed promptly. If there's anything more you need or any future inquiries, please feel free to reach out.
Todd answered all our questions and was available and just wonderful to work with.
Reply from Todd Hedger
February 10th, 2026 06:47 PM
It's great to hear that I could assist in answering all your questions and be available when needed. Your kind words about the experience mean a lot, and I'm glad working together was such a positive experience for you. Please don't hesitate...
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Todd and the First State Bank Mortgage (FSBM) team were professional and what you would hope for in a mortgage lender. They listened and understood my questions and made the process seamless. Todd locked a great rate and I would recommend FSBM...
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Reply from Todd Hedger
February 6th, 2026 01:56 PM
Thank you for taking the time to share your experience, Joel. I'm glad to hear that you found our approach professional and that we were able to make the process seamless for you. Locking in a great rate is always a priority, and it's rewarding...
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Constant communication
Reply from Todd Hedger
January 26th, 2026 02:13 PM
I appreciate you highlighting the constant communication, Richard. Ensuring you're kept informed throughout the process is important to me. If there's anything else you need, please don't hesitate to reach out.
Prompt andclear response . Aniticpating requests esxh step was very clear and easy to execute
Reply from Todd Hedger
January 20th, 2026 02:03 PM
I'm grateful for your feedback, Chiara. It's rewarding to hear that you found the responses prompt and clear. I'm glad that the process was straightforward for you at each step. If you have more requests or questions in the future, feel free...
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org