

Todd Hedger
Vice President, Regional Mortgage Production Manag...

Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, hon... Show More
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Todd was very helpful in my refinancing and kept me updated along the way. I would recommend Todd and his support to family and friends.
Reply from Todd Hedger
February 10th, 2025 05:33 PM
Meira, thanks so much for the kind words! I really appreciate you taking the time to share your experience. Helping you with your refinance was a pleasure, and I'm glad I could keep you informed throughout the process. Referrals from happy...
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The way the team was on top of everything. They also communicated well.
Reply from Todd Hedger
February 10th, 2025 03:40 PM
Wow, John, thanks for the fantastic review! That really means a lot to me and the entire team. We work hard to provide a seamless experience, so hearing that we were on top of everything and communicated effectively is exactly the kind of feedback...
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Very helpful and quick to respond when I had questions
Reply from Todd Hedger
February 1st, 2025 04:06 PM
Samantha, thanks so much for the kind words. I really appreciate you taking the time to leave a review. I’m happy to hear I could answer your questions quickly and effectively.
I’ve worked with Todd a couple of other times and he always makes it easy for me. I appreciate his advice and ease of communication throughout the entire process. Everyone I worked with through First State was in-fact terrific!
Reply from Todd Hedger
February 1st, 2025 02:42 PM
Thanks, Bryan! It's always a pleasure working with you, too. I appreciate your kind words and the feedback. I'm glad to hear that your experience with everyone was terrific. . Looking forward to assisting you again in the future.
Todd made sure we ynderstood each part of the process, before we even had to ask questions
Reply from Todd Hedger
January 31st, 2025 03:59 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Todd made the process so smooth and easy and answered all of my questions quickly
Reply from Todd Hedger
January 13th, 2025 02:48 PM
I'm really glad to hear that you found the process easy and smooth. Your satisfaction is my top priority, so I'm happy I could answer all your questions promptly. Thank you for taking time to rate me so highly. If you have any more questions...
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Terry O'Neill was extremely helpful and a key conponent to the process
Reply from Todd Hedger
January 13th, 2025 02:51 PM
I'm really glad to hear about your positive experience with Terry O'Neill. Let us know if there's anything else we can do for you in the future. Thanks for the stellar rating, Colleen!
Todd was exceptional and helped alot.
Reply from Todd Hedger
December 30th, 2024 07:12 PM
I'm truly glad to hear that you had a positive experience, Daniel! Your feedback is greatly appreciated. It was my pleasure to assist you and I'm here if you need any further help. Thank you for giving a 5-star rating.
Great exper
Reply from Todd Hedger
December 30th, 2024 07:13 PM
I'm delighted to hear you had a great experience, Eucabeth! We aim for excellence and your 5-star rating confirms we're doing our job right. Thanks for taking the time to leave a review. I'm here for any future needs or questions you might...
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Very easy and communicated to make sure all the steps were completed
Reply from Todd Hedger
December 18th, 2024 01:45 PM
I am thrilled to hear you had such a positive experience, Makenna! Clear communication is key in everything and I'm glad to know that you appreciated this approach. If you need anything, don't hesitate to reach out. Thank you for your kind...
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About
Todd began originating mortgages in 1997 and quickly became one of Kansas City’s top loan officers. With extensive industry experience, he provides exceptional knowledge and service to clients and referral partners. He values integrity, honesty, and proficiency as key to a successful closing. Whether helping clients purchase a home or refinance, Todd works personally with each customer to ensure informed decisions. His goal is to make the process smooth, efficient, and stress-free. Todd graduated Summa Cum Laude from Missouri Southern State University with a BS in Business Administration, emphasizing Economics and Finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 920617
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org