Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Terri went above and beyond in the purchase of our new house. Terri was very knowledgeable and made closing a breeze. Terry kept us informed from start to finish of our home closing.We strongly recommend Terry for your home buying experience...
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Reply from Owner
April 29th, 2018 12:00 AM
Thanks so very much Mike and Michelle!!!!! I am so happy to hear how much you are enjoying your new home..... Enjoy your pool this summer! I'm sure you will have many family cookouts!!!!! Ya'll are amazing!!!!!!
Working with Terri was one of the most amazing experiences of my life. I, being a single mom of 2 had took on the adventure of buying my first house and Terri made sure she was there every single step of the way. Even when she was up to her...
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Reply from Owner
April 29th, 2018 12:00 AM
Courtney, it was my pleasure! I feel as though I have made a friend for life!!!!! I know that you and your children will love you home in years to come! Wishing you and your children many blessings!
I would recommend Mrs Hammonds anytime to any one!!!!!!! She works very hard and knows her job very well !!!!! Wonderful experience buying my home!!!!:)))) THANK YOU SO MUCH!!!!
Reply from Owner
April 27th, 2018 12:00 AM
Thank you!!! It was great working with you as well!!!!!
Terri was unbelievably helpful during our "first time homebuyers" journey. Without her, there is no way we would have made it to the end! She always answered every question we had, no matter the time of day, with pleasure. She walked us through...
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Reply from Owner
April 29th, 2018 12:00 AM
Thank you so very much! I hope that you and your family will enjoy your new home. Please do not hesitate to call if we can ever be of assistance again......
Mrs. Terri Hammonds often times went out of the way to accommodate and fulfill the requirements during the process. She not only was able to address any issue, but was able to back into anything that became problematic and offer sound advice...
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Reply from Owner
April 27th, 2018 12:00 AM
You are pretty awesome yourself!!! Thanks for the kind words!
She was kind and very helpful being this was our first purchase.. Terri would reply back to texts missed calls and voice mails...this all in all was a wonderful experience..from my dealings with her, I would strongly recommend folks work with...
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Reply from Owner
August 25th, 2015 12:00 AM
Thanks so much Susan and Courtney! It was a pleasure working with both of you! Enjoy making many memories in your new home!
I couldn't say enough about the great experience myself & husband had when we dealt with Terri Hammonds ! She fought for us & kept us updated every step of the way . I have already recommended Mrs. Hammonds to several of my friends . She is...
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Reply from Owner
August 20th, 2015 12:00 AM
Thanks Melanie and Brad for your kind words! I enjoyed working with the both of you so very much. I wish you continued success in your business and in life!!!!! A referral client is just priceless to me? You can't pay for an advertisement like...
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.