Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Terri was very helpful and knowledgeable about any concerns or questions that we had. She was always available when we needed her. She’s just great!
Terri was beyond helpful during this process.
Terri did an excellent job in answering any questions I had and explaining in great details.
This was my first home purchase, and she answered all of my questions without hesitation. She was kind and patient while I attempted to understand the whole process.
This is our second time working with Terri, and we know we made the right choice, again! For our home purchase, she came highly recommended and proved herself to be on our side through each step of the tedious process. Now for our refinance,...
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Terri made my financial experience at 1st Federal great. She was always so patient, attentive and very knowledgeable about her job. She exemplified great customer service with a friendly attitude. Terri made me feel comfortable and at ease....
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As a first time home buyer, Mrs. Terri broke down and explained every little detail that we needed to know and do. All around she was the sweetest and nicest person to work with.
Terri was very informative and ensured that I was informed throughout the entire process. She provided recommendations and helped me stay current with requested documents. Overall she was very helpful and made it a comfortable process to complete....
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Such great people to work with! My entire experience was made so easy. Always informed every step throughout the entire process! I will always use them for my mortgage needs!
Everything was done is a very timely manner and Terri was so helpful to me throughout the whole process!! I Highly recommend Terri! She was great to work with!!
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.