Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Thank you so much Terri and First Federal Mortgage for an awesome experience. Terri went above and beyond for us and walked us through the process each and every step of the way. Mike and I can’t recommend Terri enough and if the need arises...
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Terri made everything about the re-financing so easy. We were able to handle everything over the phone except for the actual closing. She was very informative about what to expect and what information I would need
Terri made everything so easy. She explained things well and made sure it was a personal connection not as I was speaking to a stranger.
Terri was very helpful during the home buying process. She answered every question that we had and explained every step.
Terri was very helpful during the process of financing our home. She helped us along the way with information about different types of mortgages and gave us advice for our situation as first time home buyers.
I would recommend Terri to any of my clients! She is so knowledgeable and smart! She goes above and beyond the mark to help keep finances on track and seals the deal! I sure appreciate her hard work!
Everything was amazing! It was a great experience! Best in the business!
Absolutely the best closing I have ever had purchasing a home. Terri kept me updated and listened to me. She is an asset to your institution.
Terri was absolutely amazing to work with and made our buying experience perfect!!! I have recommended her to everyone I know!
I loved every single aspect of my experience with Terri. She is just good at what she does. You can tell she is truly passionate about helping people finance their homes. She was always so helpful anytime I had questions. She was always reassuring...
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.