Terri Hammonds
Loan Originator | NMLS# 1045215
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing... Show More
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Ms.Terri is very professional but at the same time she is very personal also. The loan process went amazingly smooth. Terri and the staff at 1st Federal are awesome. Thank you.
Some information about the closing I didn't receive until just before the closing date.
Terri helped me through every step of the home buying process. It was so easy for me to get preapproved and find the house of my dreams. Everything went so smoothly! Terri is the best!
Terri helped me through every step of the home buying process. It was so easy for me to get preapproved and find the house of my dreams. Everything went so smoothly! Terri is the best!
I give Terri 10 stars! This was my 1st home purchase. She was sooo very patient with me. And I know I had to get on her last nerve. But Terri is very professional and so very kind. She took time to explain so many things... repeatedly... responded...
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Reply from TERRI HAMMONDS
July 22nd, 2020 03:29 PM
Thanks it was an honor to work with you.
I give Terri 10 stars! This was my 1st home purchase. She was sooo very patient with me. And I know I had to get on her last nerve. But Terri is very professional and so very kind. She took time to explain so many things... repeatedly... responded...
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Reply from Owner
July 22nd, 2020 12:00 AM
Thanks it was an honor to work with you.
Terri was a pleasure to work with! Extremely informative, answered our 10 million questions, the process was a breeze! She was great with communications, updates and follow ups. Highly recommend using Terri!! Thanks so much for helping us purchase...
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Reply from TERRI HAMMONDS
January 8th, 2020 08:38 PM
Thank you so very much!!!! It was a pleasure to work with both of you!!!!!! It was an honor to help you with your first home!!!!
Terri was a pleasure to work with! Extremely informative, answered our 10 million questions, the process was a breeze! She was great with communications, updates and follow ups. Highly recommend using Terri!! Thanks so much for helping us purchase...
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Reply from Owner
January 8th, 2020 12:00 AM
Thank you so very much!!!! It was a pleasure to work with both of you!!!!!! It was an honor to help you with your first home!!!!
Terri went above and beyond in the purchase of our new house. Terri was very knowledgeable and made closing a breeze. Terry kept us informed from start to finish of our home closing.We strongly recommend Terry for your home buying experience...
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Reply from TERRI HAMMONDS
April 30th, 2018 01:12 AM
Thanks so very much Mike and Michelle!!!!! I am so happy to hear how much you are enjoying your new home..... Enjoy your pool this summer! I'm sure you will have many family cookouts!!!!! Ya'll are amazing!!!!!!
Terri was unbelievably helpful during our "first time homebuyers" journey. Without her, there is no way we would have made it to the end! She always answered every question we had, no matter the time of day, with pleasure. She walked us through...
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Reply from TERRI HAMMONDS
April 30th, 2018 01:15 AM
Thank you so very much! I hope that you and your family will enjoy your new home. Please do not hesitate to call if we can ever be of assistance again......
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About
Getting a home loan couldn’t be easier. If you would like to get pre-qualified to purchase a home, please give me a call. At First Federal Mortgage, our goal is to give you excellent service. If you are a first time home buyer, purchasing an investment property, a vacation getaway, or refinancing to reduce you monthly payments – I will walk you through the process. I am never too busy for referral business, and take pride in offering a professional experience. You are always my Top Priority.
Applications taken over the phone, by appointment face to face, or on-line.
Call today! 256-613-9990 business cell * preferred
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA 100% Financing Mortgage Loans, FHA, Alabama Housing Finance Authority Step Up Program- 100%, USDA 100% Mortgage Loans, Conventional 95%, Second Home, Investment, In-House Specialty Loans
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Memberships
- Mortgage Banking Association, Northeast Alabama Association of Realtors, Chamber of Commerce
Year Started
2009
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1045215
Achievements
- 2019, accomplished a personal first in production. 2020, 2021, exceeded production goals. 2022 lead the Gadsden Branch in MLO production.
Hobbies
- I love to travel, enjoy a cruise each year to a new destination. Enjoy spending time by the pool with my Grandchildren, and family. Cooking out, baking, reading, working out, and watching my Grandchildren participate in their extracurricular activities.