Tammy Powers at Waterstone Mortgage NMLS #904...
Senior Mortgage Advisor
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwr... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
This was my first mortgage, and I never felt overwhelmed. My questions were always answered in a timely manner.
Reply from Tammy Powers
February 6th, 2026 03:48 PM
I'm glad to hear that your first mortgage experience was smooth and not overwhelming, James. Addressing your questions promptly is something I prioritize, and it's great to know it made a positive impact for you. If any new questions arise...
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Tammy and Darlene were amazing and so helpful. Thank you to Waterstone for everything.
Reply from Tammy Powers
September 6th, 2025 02:35 PM
Martin, I appreciate your kind words about my work with Darlene. It's great to hear that our assistance was helpful to you. Thank you for choosing Waterstone Mortgage, and if you ever need anything else, feel free to reach out.
Her patience with the process and professional experience brought comfort and reassuring confidence.
Reply from Tammy Powers
August 22nd, 2025 12:20 AM
Jenafer, thank you for your thoughtful review. I'm delighted to know that my patience and experience helped make the process more comfortable and reassuring for you. It's important to me that you feel at ease every step of the way. If you have...
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Tammy Powers at Waterstone Mortgage NMLS #904471 has received a review with 5 star rating from Jenafer B
Reply from Tammy Powers
February 6th, 2026 03:49 PM
Thank you for the excellent rating, Jenafer. If you ever need assistance in the future, feel free to contact me.
Tammy was very knowledgeable, helpful and most of all thoughtful
Reply from Tammy Powers
August 21st, 2025 01:38 PM
Reginald, thank you for your kind feedback. I'm pleased to hear that you found my assistance both thoughtful and helpful. It's important to me that you feel confident and supported throughout the process. If there's anything further I can do...
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Tammy was great to work with
Reply from Tammy Powers
July 23rd, 2025 01:23 AM
Thank you, Jennifer, for taking the time to share your experience. I'm glad to know you found the process enjoyable. Working with clients like you makes my work incredibly rewarding. If you have any questions or need further assistance, don't...
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Tammy was great to work with. Very attentive and helpful throughout the entire process.
Reply from Tammy Powers
July 18th, 2025 10:43 PM
Thank you, Jeffrey, for your kind words. I'm really glad to hear you found my support attentive and helpful during the process. It was a pleasure working with you at Waterstone Mortgage. If there's anything more you need or any questions you...
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Tammy Powers at Waterstone Mortgage NMLS #904471 has received a review with 5 star rating from Jeff H
Reply from Tammy Powers
February 6th, 2026 03:49 PM
Thank you, Jeff, for giving a 5-star rating. Your support is truly appreciated.
Tammy was a wonderful partner in getting us across the finish line and into our "our final resting place"! She is super responsive and very knowledgeable. I was pleased to learn she is licensed across the US. When my son and his wife are ready...
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Reply from Tammy Powers
July 16th, 2025 11:16 PM
Melissa, thank you for your kind words. I'm delighted to hear that I could be a supportive partner throughout your journey. It's wonderful to know you're considering recommending me to your son and his wife when they're ready to purchase. If...
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Tammy made the whole experience super easy and was a huge help during the entire process. We had no problem getting in contact with her and she was happy to answer any and all of our questions. We really appericate how kind and patient she...
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Reply from Tammy Powers at Waterstone Mortgage...
July 9th, 2025 07:32 PM
Emily thank you so much for the kind review! It was a pleasure helping you and Tyler through the home financing process. I'm gateful for the trust you placed in me, and am so glad to hear you had a positive experience. Helping clients like...
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About
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.
Products & Services
Mortgage Loan Officer
Construction Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash-Out Refinance
Down Payment Assistance Programs
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Memberships
- Mortgage Bankers Association
- African American Chamber of Commerce Central Florida
- Hispanic Chamber of Commerce Central Florida
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Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS #904471
Awards
Achievements
- President Mortgage Bankers Association of Central Florida
- FHA DE (Direct Endorsement) Underwriter
- Regional Governor Elect Mortgage Bankers Association of Florida
Hobbies
- Scuba Diving
- Volunteering
- Biking
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1110569. State of Idaho Licensee Exempt.State of Alabama Licensee Exempt.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions