Tammy Powers at Waterstone Mortgage NMLS #904...
Senior Mortgage Advisor
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwr... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I am so happy that we were connected with Tammy! She answered all of our questions and made the entire process enjoyable. We had no problems getting in touch with her.
Reply from Tammy Powers
February 6th, 2026 03:53 PM
Thank you so much for the great review, Emily. OBuying your first home can be a bit intimidating, Darlene and I try to make our new homeowners feel at ease throughy the whole process. It’s wonderful to know that I could help make it easy and...
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Tammy Powers is amazing! She knows her stuff when it comes to buying a home! So thankful to have her in my life. God bless you Tammy 🙏
Reply from Tammy Powers at Waterstone Mortgage...
February 6th, 2026 09:38 PM
I'm so happy to have been able make your home-buying journey an easy one, Michael. It's an honor to be a part of such an important decision in your life. Thank you for your kind words and blessings. If you ever have more questions or need assistance...
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Tammy is the best!
Reply from Tammy Powers
July 2nd, 2025 10:26 AM
Thank you for your kind words, Oceanne. I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you at Waterstone Mortgage.
Tammy and Darlene are true professionals! Things hit a few bumps on the Seller's side, but they guided me through everything. I highly recommend them!
Reply from Owner
June 11th, 2025 12:00 AM
Geoff, Thank you so much for your kind words! It was a real pleasure helping you finance your dream home in such a beautiful golf community. It made me so happy to catch up with you yesterday and know you're enjoying your new home and cruising...
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Great people to work with.
Reply from Tammy Powers at Waterstone Mortgage...
June 11th, 2025 07:43 PM
Geoff,Thank you so much for your kind words! It was truly a pleasure helping you finance your dream home in such a beautiful golf community. It was great catching up with you yesterday and knowing you are now enjoying your new home and cruising...
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Tammy was excellent throughout the entire process. From start to finish, she guided me through the process and was able to answer any questions I had or point me in the right direction. I highly recommend Tammy to anyone who is looking for...
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Reply from Tammy Powers at Waterstone Mortgage...
June 11th, 2025 07:44 PM
Ayo, Thank you for your kind words. I'm so glad to hear that your experience was excellent from start to finish. It was a pleasure guiding you through the process and assisting with your questions. It makes my heart happy to know you and your...
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Tammy was very informative through the entire loan process, and always available for any questions, even after closing. She gave realistic explanations and had a great personality.
Reply from Tammy Powers
April 6th, 2025 10:27 PM
I'm thrilled to hear that you found the loan process informative and that I was able to assist you effectively throughout, including after closing. Providing realistic explanations and being available for your questions is always my priority....
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Tammy was very informative throughout the process .
Reply from Tammy Powers at Waterstone Mortgage...
June 11th, 2025 07:45 PM
Victoria, Thank you so much for your great review. It was a pleasure working with you. I hope you are getting settled and enjoying your new Florida home.
We recently closed on a cash out refi with Tammy. We couldn't have asked for anyone more knowledgeable and compassionate to help us with our unique needs. Our experience was amazing. Tammy genuinely cared and got to work on our needs. It was...
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Reply from Tammy Powers at Waterstone Mortgage...
June 11th, 2025 07:21 PM
I'm thrilled to hear that your cash-out refinance experience was so positive. It was a pleasure assisting you and addressing your unique needs. Thank you for your kind words and recommendation.
We recently closed on a cash out refi with Tammy. We couldn't have asked for anyone more knowledgeable and compassionate to help us with our unique needs. Our experience was amazing. Tammy genuinely cared and got to work on our needs. It was...
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Reply from Tammy Powers at Waterstone Mortgage...
June 12th, 2025 08:00 PM
I'm grateful to hear that your cash-out refinance process was such a positive experience. It was a pleasure assisting you, and I'm grateful for your kind words and recommendation. Thank you for choosing me to help with your unique needs.
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About
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.
Products & Services
Mortgage Loan Officer
Construction Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash-Out Refinance
Down Payment Assistance Programs
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Memberships
- Mortgage Bankers Association
- African American Chamber of Commerce Central Florida
- Hispanic Chamber of Commerce Central Florida
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Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS #904471
Awards
Achievements
- President Mortgage Bankers Association of Central Florida
- FHA DE (Direct Endorsement) Underwriter
- Regional Governor Elect Mortgage Bankers Association of Florida
Hobbies
- Scuba Diving
- Volunteering
- Biking
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1110569. State of Idaho Licensee Exempt.State of Alabama Licensee Exempt.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions