Tammy Powers at Waterstone Mortgage NMLS #904...
Senior Mortgage Advisor
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwr... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
We cannot say enough good things about Tammy! She went above and beyond to make sure we understood every part of the mortgage process and always made herself available when we had questions. Her guidance, patience and dedication truly made...
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Reply from Tammy Powers
January 8th, 2026 04:29 PM
Thank you for sharing your experience, Deborah. I’m pleased to hear that my dedication and guidance helped you feel confident and supported during the mortgage process. Ensuring clarity and providing accessibility for any questions is important...
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Tammy was extremely knowledgeable and responsive throughout the entire process. She worked hard on our behalf and made what could have been a stressful experience feel smooth and stress-free. We always felt informed and confident every step...
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Reply from Tammy Powers at Waterstone Mortgage...
January 8th, 2026 02:47 PM
Deborah, it's great to hear that you felt well-informed and confident throughout the process. I understand how important it is to navigate these experiences smoothly, and I'm glad I could contribute to a more relaxed journey for you. If you...
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Tammy is very thorough, we have worked with her on our first home a year and a half ago, she is very knowledgeable and helpfully. We definitely will recommend her to friends and family . thank you so much again! It was a pleasure working with...
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Reply from Tammy Powers
December 31st, 2025 08:56 PM
Caren, I'm grateful for your continued trust in me throughout your home-buying journey and for recommending my services to others. Knowing that you found my support thorough and helpful means a lot. It was truly a pleasure working with you...
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Came through in the crunch time frame 😎🤙
Reply from Tammy Powers
December 31st, 2025 04:13 PM
Dennis, I appreciate you highlighting my efforts during such an important time. It's rewarding to know that I could assist effectively when it mattered most. If you ever need anything else or have more questions, feel free to reach out.
Tammy was fantastic!! Everything was seamless. She was easy to communicate with and very friendly and efficient! Darlene was great too!
Reply from Tammy Powers
November 14th, 2025 04:17 PM
I'm pleased to hear that you found the experience seamless, Kimberly. Effective communication and efficiency are key priorities for me, and I'm glad they contributed to a positive experience for you. I appreciate the kind words about Darlene...
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Everyone made the process easy and explained everything as we went through it. My questions were always awnsered and explained
Reply from Tammy Powers
November 14th, 2025 02:58 PM
It's great to know that the process felt manageable and that my team and I could provide clear explanations at every step. Answering your questions is always a priority, and I'm pleased we could meet your expectations. If you have more questions...
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Tammy was fantastic!! Everything was seamless. She was easy to communicate with and very friendly and efficient! Darlene was great too!
Reply from Tammy Powers at Waterstone Mortgage...
January 13th, 2026 10:16 PM
I appreciate your feedback, Kim. I'm glad to hear that the process was seamless for you and that communication was smooth and efficient. It's nice to know Darlene's contributions were valued as well. If any additional questions or needs arise,...
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Tammy and Darlene were excellent and communicating promptly with me and explaining details by detail an answering every question throughout this whole process, thank you for this awesome experience.
Reply from Tammy Powers
November 12th, 2025 06:44 PM
Esther, I'm grateful for your feedback. I'm pleased to know that the communication and detailed explanations provided by Darlene and me made your experience rewarding. If you have any more questions or need further assistance in the future,...
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Tammy was so helpful during the loan process, from beginning to end, and she was absolutely clutch in achieving a successful closing. She answered all of our questions as first time homebuyers and went out of her way to assist us. She was an...
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Reply from Tammy Powers
October 13th, 2025 01:35 PM
Leslie, I appreciate your kind review. I'm glad to hear that I could support you throughout the loan process and help ensure a successful closing. Being there to answer your questions was important to me, especially as first-time homebuyers....
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I was helped through my process of getting a new mortgage. This was my first time getting a mortgage and I never felt overwelmed by the experance.
Reply from Tammy Powers
October 13th, 2025 04:25 PM
James, I'm glad to hear that your first mortgage experience felt manageable and smooth. It's important to me to provide guidance that helps ease any potential stress. If you ever have more questions or need further assistance, I'm here to help....
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About
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.
Products & Services
Mortgage Loan Officer
Construction Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash-Out Refinance
Down Payment Assistance Programs
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Memberships
- Mortgage Bankers Association
- African American Chamber of Commerce Central Florida
- Hispanic Chamber of Commerce Central Florida
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Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS #904471
Awards
Achievements
- President Mortgage Bankers Association of Central Florida
- FHA DE (Direct Endorsement) Underwriter
- Regional Governor Elect Mortgage Bankers Association of Florida
Hobbies
- Scuba Diving
- Volunteering
- Biking
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1110569. State of Idaho Licensee Exempt.State of Alabama Licensee Exempt.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions