Tammy Powers at Waterstone Mortgage NMLS #904...
Senior Mortgage Advisor
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwr... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Tammy,
Was very good to work with and communicated amazingly with us every step of the way.
I appreciate great communication.
Thank you
Tammy went above and beyond to help me and kept me well
informed of everything through the entire process
Tammy's communication & knowledge was exceptional. I have referred a lot of people to her and have always received great feedback, especially noting her communication! I will gladly continue to refer people to her.
Reply from Tammy Powers
September 7th, 2026 02:51 PM
Lisa, I appreciate your kind words and your trust in referring others to me. I'm happy to hear that my communication and knowledge have been helpful. Thank you for your continued support!
Tammy heard of my situation, her and her team took me under their wing and guided me the entire way. The process was seamless and stress free. Tammy and her team went above and beyond my expectations.
Reply from Tammy Powers
August 17th, 2026 03:48 PM
Nina, I appreciate your kind words and I'm glad to hear that my team and I could support you throughout the process. It's nice to know that we exceeded your expectations and made the experience seamless and stress-free for you. If you ever...
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Tammy was knowledgeable and helpful when needed. Shawn was great with filling in when needed in a pinch
Reply from Tammy Powers
July 3rd, 2026 04:04 PM
I'm happy to hear that you found both Shawn and me helpful, Stephen. It's good to know we could meet your needs effectively. If you have any more questions or need assistance in the future, please feel free to reach out.
We have apprecaited working with Tammy on multiple things over the years. She is always professional and communicative. We will continue to use her as needed for any future projects. Thanks!
Reply from Tammy Powers
June 22nd, 2026 02:28 PM
Amy, I'm grateful for your continued trust and support over the years. It's nice to hear that you've appreciated my professionalism and communication. I'm here to assist with any future projects you may have. Thank you!
All people on this team where super helpful with the whole process! Amazing and greatful for them
Reply from Tammy Powers
June 22nd, 2026 07:12 PM
I'm thankful for your kind words, Carolina. It's great to hear that you found the team helpful throughout the process. If there's anything else you need, feel free to reach out.
Tammy Powers at Waterstone Mortgage NMLS #904471 has received a review with 5 star rating from Carolina U
Reply from Tammy Powers at Waterstone Mortgage...
June 22nd, 2026 07:05 PM
Thank you, Carolina, for the 5-star rating! I appreciate your support and trust in my services.
Tammy is my go to for lending . She not only makes sure that my buyers have a great experience, but also makes my job easier and better. She exceeds expectations with every closing by keeping the buyer informed and educated on the process....
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Reply from Tammy Powers
June 18th, 2026 06:21 PM
Thank you so much, Carolina, for your wonderful feedback. I'm grateful to be your go-to for lending and to know that my efforts help make your job easier. Keeping buyers informed and educated is a top priority for me, and it's great to hear...
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Tammy is my number one choice for lending. She not only ensures my buyers have a great experience, she makes my job easier and better. Exceeding expectations at every closing, she keeps the buyers informed and educated every step of the way!...
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Reply from Tammy Powers at Waterstone Mortgage...
June 19th, 2026 02:12 PM
Carolina, thank you for your kind words and for making me your number one choice for lending. I'm glad to hear that my efforts help make your job easier and enhance the experience for your buyers. Keeping everyone informed and educated is something...
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About
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.
Products & Services
Mortgage Loan Officer
Construction Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash-Out Refinance
Down Payment Assistance Programs
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Memberships
- Mortgage Bankers Association
- African American Chamber of Commerce Central Florida
- Hispanic Chamber of Commerce Central Florida
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Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS #904471
Awards
Achievements
- President Mortgage Bankers Association of Central Florida
- FHA DE (Direct Endorsement) Underwriter
- Regional Governor Elect Mortgage Bankers Association of Florida
Hobbies
- Scuba Diving
- Volunteering
- Biking
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1110569. State of Idaho Licensee Exempt.State of Alabama Licensee Exempt.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions