Tammy Powers at Waterstone Mortgage NMLS #904...
Senior Mortgage Advisor
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwr... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Tammy is my number one choice for lending. She not only ensures my buyers have a great experience, she makes my job easier and better. Exceeding expectations at every closing, she keeps the buyers informed and educated every step of the way!...
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Reply from Tammy Powers at Waterstone Mortgage...
June 19th, 2026 02:12 PM
Carolina, thank you for your kind words and for making me your number one choice for lending. I'm glad to hear that my efforts help make your job easier and enhance the experience for your buyers. Keeping everyone informed and educated is something...
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My second time, certainly not my last, working with Tammy and her team. Top notch from step one to completion. My realtors was very impressed and stated this was by far her most smoothest closing yet. Definitely 11 out of 10!!!
Reply from Tammy Powers
April 17th, 2026 04:07 PM
Thank you, Tamye, for your kind words. I'm pleased to know that your experience with me and my team was top-notch from start to finish. It's great to hear that your realtor found the closing process smooth as well. Looking forward to working...
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Tammy was awesome great personality good energy
Reply from Tammy Powers
April 16th, 2026 08:57 PM
I'm happy to hear that you enjoyed my personality and energy, Olivia. It’s important to me that you felt comfortable and supported throughout the process. If there's anything else you need, feel free to reach out.
Tammy did an exceptional job managing my needs throughout the entire lending process!!She provided sound advice at each phase and she patiently addressed my concerns and numerous questions.Her assistant Darlene did an exemplary job with ensuring...
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Reply from Tammy Powers at Waterstone Mortgage...
March 23rd, 2026 06:30 PM
I'm grateful for your feedback, D. It's wonderful to hear that you felt supported throughout the lending process and that the advice provided was helpful. I aim to address any concerns and questions thoroughly, so I'm glad you found it beneficial....
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My journey in searching for a place to call home started 2 years ago. At that time market conditions presented several challenges that prevented me from moving forward. I'd met Tammy during that time and she left such an admirable impression...
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Reply from Tammy Powers
March 23rd, 2026 08:39 PM
Thank you for sharing your experience, Daisy. I'm glad that I could be a part of your journey to finding your home and that my guidance was helpful. It's important to me that you felt supported and understood at each step of the loan process....
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Tammy is amazing! She answered all my questions in detail with transparenc.
Reply from Tammy Powers at Waterstone Mortgage...
February 6th, 2026 03:46 PM
Thank you so much for trusting me to help with your refinance. It is always rewarding to help my clients reduce their monthly debts to give them the peace of mind they need. It was a super bonus to make a new life-long friend along the way....
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Tammy and her team are amazing!! Thank you for helping me get the loan I needed when I needed it most 🙏🏾
Reply from Tammy Powers at Waterstone Mortgage...
February 6th, 2026 03:48 PM
I appreciate your kind words, The, and I'm glad I could assist you in securing the loan you needed. Being there for you during critical times is significant, and I’m happy it worked out well. If there’s anything more you need now or in the...
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Easy process and Tammy was always accessible for any questions we had .
Reply from Tammy Powers
February 2nd, 2026 04:47 PM
It's great to know that you found the process easy and appreciated my availability for your questions, Judith. Making sure you felt supported is important to me. If there's anything more you need or any questions come up in the future, I'm...
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ongoing resource
Reply from Tammy Powers
January 19th, 2026 05:27 PM
Hello Paul, I appreciate your feedback. It’s great to know that you found my support to be a reliable resource. If you ever have more questions or need further assistance in the future, please feel free to reach out.
Thank you for your hard work and timely responses.
Reply from Tammy Powers at Waterstone Mortgage...
January 13th, 2026 07:56 PM
Jim, It was so great to work with you and Debbie again. I am so appreciate you keeping me as your family lender and giving me the opportunity to help get your daughter and granddaughter into their new home. Your appreciation for my efforts...
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About
With 25 years in the mortgage industry, Tammy Powers brings extensive expertise and a passion for building lifelong client relationships. Her background spans all aspects of lending, including her tenure as an FHA Direct Endorsement Underwriter. Originally from Pittsburgh, she moved to Central Florida to further her career and embrace her love for scuba diving and the beach. A former mortgage company owner and industry leader, Tammy has held key roles in major lending institutions and served on the Florida Mortgage Bankers Association board. Now a Senior Mortgage Advisor at Waterstone Mortgage, she remains dedicated to exceptional service and helping families achieve homeownership.
Products & Services
Mortgage Loan Officer
Construction Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash-Out Refinance
Down Payment Assistance Programs
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Memberships
- Mortgage Bankers Association
- African American Chamber of Commerce Central Florida
- Hispanic Chamber of Commerce Central Florida
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Year Started
1986
Time Zone
Eastern Time
Licenses
- NMLS #904471
Awards
Achievements
- President Mortgage Bankers Association of Central Florida
- FHA DE (Direct Endorsement) Underwriter
- Regional Governor Elect Mortgage Bankers Association of Florida
Hobbies
- Scuba Diving
- Volunteering
- Biking
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Disclaimer
Washington Consumer Loan Branch Office Licensee #CL-1110569. State of Idaho Licensee Exempt.State of Alabama Licensee Exempt.State of Illinois Licensee Exempt.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions