Stephen Holland - OVM with AnnieMac Home Mort...
Mortgage Loan Originator | NMLS# 1084044
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
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I'm so thankful for Stephen and his teams hard work! He was extremely knowledgeable, helpful and patient during my home buying process. I would definitely recommend Stephen Holland.
Reply from Owner
May 31st, 2024 12:00 AM
Andi, I am so happy that I was able to work with you a second time and securing your father a new home close to you so you can help him now on a day to day basis. We had a few bumps in the road while getting this deal ready for closing but...
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I approached Mr. Holland with a situation that I had struggled with before connecting with OVM. That situation was to regain ownership of our family home that was tied up in a reverse mortgage. My husband and I had been denied by 3 mortgage...
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Reply from Owner
May 17th, 2024 12:00 AM
Alva, If there was ever someone that had been put through the ringer, it was you! When you called me that 1st time and told me all you had been through with all the other lenders I felt so bad for you. But I told you then OVM and I don't care...
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Steve was such a great help with helping prepare my VA home loan. He was always available and able to get me the answers I was looking for. He made the home buying process a breeze from moving overseas back to the US
Reply from Owner
November 27th, 2023 12:00 AM
Tim, I am always honored to help one of our countries service members get a new home. As I have done this many time for folks that are deployed around the world, I know how stressful it can be. I always try to take as much of that stress away...
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I went into this process only having cursory experience with loans, regulations, credit, etc... Steve made up for that lack of experience. I knew that I would have some issues qualifying for a loan due to my credit history, but Steve worked...
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Reply from Owner
October 3rd, 2023 12:00 AM
Mike, One of my passions for my job is working with our countries Military family. I am so happy that you allowed me to be a part of this experience for you. You were great to work with and made my job so much easier. Whenever I asked for a...
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Working with Steve was a great experience. He explained every step in great detail, was very responsive by phone and email at all hours of the day, and was overall very pleasant to work with. I would recommend his services to anyone.
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 05:26 PM
Ashley, I am so excited for you. You were so ready to get your 1st home and exited I could hardly wait for you to get this closed and in your home! With you being willing to get whatever I needed from you so fast it truly made my job so much...
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Working with Steve was a great experience. He explained every step in great detail, was very responsive by phone and email at all hours of the day, and was overall very pleasant to work with. I would recommend his services to anyone.
Reply from Owner
September 26th, 2023 12:00 AM
Ashley, I am so excited for you. You were so ready to get your 1st home and exited I could hardly wait for you to get this closed and in your home! With you being willing to get whatever I needed from you so fast it truly made my job so much...
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Steve is a knowledgeable loan officer who provides excellent service to myself and my clients highly recommended
Reply from Stephen Holland
June 25th, 2024 05:29 PM
Frank, thank you for these kind words. A lot of my job being done well is have good clients, and you are up amongst the best! Please know I am always here for you in the future if you ever need anything. Enjoy your home. - Thanks, Steve
Steve made the experience easy and enjoyable. We would recommend his services to anyone!
Reply from Stephen Holland
June 25th, 2024 05:31 PM
I am so excited for you. You were so ready to get your 1st home and exited I could hardly wait for you to get this closed and in your home! With you being willing to get whatever I needed from you so fast it truly made my job so much easier....
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Communication. You did a great job keeping me informed and paciently answering all my questions, on the most stressful days.
Thanks,
Celia
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:11 PM
Celia, it was an absolute honor to be able to help you get your new home loan. We enjoy what we do and seeing those that desire to get a new home have that dream come true. You were such a pleasure to deal with and got us any documents that...
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Great communication and smooth transaction!
Reply from Stephen Holland - OVM with AnnieMac...
June 25th, 2024 06:21 PM
Wow working with you was a lot of fun! You all made this process so easy for me and my team. I know you all are going to love your new home so much. Please let me know if I can ever do anything for you in the future. - Thanks, Steve
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About
Stephen understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Stephen is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Specialized in First & Second Time Home Buyers, Refinancing, Investment Rental Properties Purchases, FHA, VA, Conventional, USDA, VHDA as well as Cash 2 Keys loan programs in Virginia and North Carolina.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Positions
- OVM - Senior Loan OfficerJun 1, 2013 - Current
Year Started
2013
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1084044 - Licensed in Virginia & North Carolina
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.